David Ramirez
$288,9904 bd2 ba1,829 sqft$158 /sqft$2,005 /mo all-in ↓

3445 W DITTANY DRIVE, CITRUS SPRINGS, FL, 34433

Active49 days on marketListed Jun 16, 2026MLS #A4697208

New constructionSingle Family ResidenceCITRUS SPRINGS

About this home

3445 W DITTANY DRIVE

Under Construction. New construction with warranty - Estimated delivery August 2026. The St. Augustine blends elegant design with everyday functionality, offering the perfect balance of indoor comfort and outdoor living. A welcoming covered front porch leads into the heart of the home, where an open-concept layout with a vaulted ceiling creates a sense of spaciousness and flow. The dining area with double windows, gourmet kitchen with a freestanding island and pantry, and expansive Great Room with sliding glass doors all work together to maximize natural light and create an inviting atmosphere. Step outside to the large covered lanai—ideal for relaxing or entertaining. The private Primary Suite is a true retreat, featuring two generous walk-in closets and an en-suite bathroom with a dual sink vanity, a tiled walk-in shower, and a large linen closet for added convenience. On the opposite side of the home, three additional bedrooms provide flexibility for family, guests, or the perfect home office. Additional features include: Quartz countertops in kitchen and baths, Shaker-style cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, covered entry, and an attached 2-car garage with direct access to the laundry room. Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,829

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$158

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$187/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,005 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,005/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $289K
$272KedgeAI estimate $286,200 · range $284K$292K$303K

vs edgeAI estimate

+1%

$/sqft vs CITRUS SPRINGS

$158 vs $164

Days on market

49 vs 81 typical

Where $158/sqft sits among the 31 homes for sale in CITRUS SPRINGS

12 · this home
6
4
5
0
4
$154–160$160–166$166–172$172–178$178–184$184+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Map of 3445 W DITTANY DRIVE

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34433 — neighborhood snapshot

Population

8,218

Median age

45.8

Median income

$70,024

Median home value

$217,100

Avg household

2.63

Households w/ children

696

For the school run

Citrus County School District

ElementaryCitrus Springs Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$269K$279K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

10 of 31

CITRUS SPRINGS have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 776% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $288,990 · 49 days on market since
2026Built · CITRUS SPRINGS

Reality check

What actually sold near 3445 W DITTANY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11590 N CONDOR DRIVESold · Jun ’26

$286,990

11590 N CONDOR DRIVE · same community

4 bd · 2 ba · 1,829 sqft · $157/sqft · 70 DOM

2012 W BELGRADE DRIVESold · Feb ’26

$280,990

2012 W BELGRADE DRIVE · same community

4 bd · 2 ba · 1,828 sqft · $154/sqft · 106 DOM

8339 N CREEK WAYSold · May ’26

$289,070

8339 N CREEK WAY · same community

4 bd · 2 ba · 1,828 sqft · $158/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3445 W DITTANY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3445 W DITTANY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3445 W DITTANY DRIVE FAQs

What would the monthly payment be for 3445 W DITTANY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3445 W DITTANY DRIVE?+

The most recent tax bill on record (2025) was $187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citrus Springs?+

At $288,990, this home is listed about 5% above the Citrus Springs median of $274,995. The market section on this page shows how the area is trending.

Which schools are assigned to 3445 W DITTANY DRIVE?+

Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHRISTOPHER ALAN REALTY, LLC · Carlos Gilkey, Iv. MLS #A4697208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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