David Ramirez
$644,990$678,9903 bd3.5 ba2,332 sqft$277 /sqft$4,357 /mo all-in ↓

9940 CRYSTAL ISLES CIRCLE, SARASOTA, FL, 34241

Active39 days on marketListed Jun 15, 2026MLS #A4697134

Reduced $34KNew constructionSingle Family ResidenceGRAND PARK PHASE 2

About this home

9940 CRYSTAL ISLES CIRCLE

This home perfectly blends comfort and natural beauty. Situated on a lush preserve homesite with a coveted west-facing backyard, it offers stunning sunset views framed by evergreen trees. Featuring 3 bedrooms, 3.5 bathrooms, a dedicated office, and a 2-car garage, the thoughtfully designed layout is ideal for both everyday living and entertaining. One of the secondary bedrooms features a private en-suite bathroom, providing a comfortable retreat for guests or family members. At the heart of the home, the spacious kitchen opens to the great room and expansive dining area, offering plenty of space for a large dining table—perfect for holiday gatherings, dinner parties, and daily living. Step outside to the screened and covered lanai, where you can relax and enjoy the tranquil preserve setting. Additional features include upgraded HVAC, impact-resistant windows, and outdoor kitchen pre-plumbing. Quick move-in opportunity available.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,332

Sqft

0.18 ac

Lot size

2

Garage

2026

Year built

One

Levels

$277

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$337/mo
Taxes (2025)$1,655/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,357 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$138
HOA fee — from the listing$337
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,499Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,499
Interest rate6.00%
Loan term

Estimated payment

$4,357/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$138
HOA / condo fee$337
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$547KedgeAI estimate $714,119 · range $570K$790K$822K

vs edgeAI estimate

−9.7%

$/sqft vs Sarasota actives

$277 vs $331

Days on market

39 vs 58 typical

Where $277/sqft sits among the 400 Sarasota actives

227 · this home
61
32
26
21
33
$149–387$387–626$626–864$864–1103$1103–1342$1342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Park

Map of 9940 CRYSTAL ISLES CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Grand Park — neighborhood snapshot

Population

964

Median age

47

Median income

$166,734

Median home value

$720,200

Avg household

3

Households w/ children

110

For the school run

Sarasota County School District

MiddleSarasota Middle School★★★★
ElementaryLakeview Elementary School★★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

158 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the SARASOTA 34241 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $644,990 $34K
Jun 15, 2026Listed at $678,990 · 39 days on market since
2026Built · GRAND PARK PHASE 2

Reality check

What actually sold near 9940 CRYSTAL ISLES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10158 CRYSTAL ISLES CIRCLESold · Feb ’26

$711,500

10158 CRYSTAL ISLES CIRCLE · same community

4 bd · 3 ba · 2,332 sqft · $305/sqft · 166 DOM

10150 CRYSTAL ISLES CIRCLESold · Apr ’26

$675,000

10150 CRYSTAL ISLES CIRCLE · same community

3 bd · 2.5 ba · 2,309 sqft · $292/sqft · 147 DOM

10142 CRYSTAL ISLES CIRCLESold · Aug ’25

$680,104

10142 CRYSTAL ISLES CIRCLE · same community

3 bd · 2.5 ba · 2,379 sqft · $286/sqft · 199 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9940 CRYSTAL ISLES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9940 CRYSTAL ISLES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9940 CRYSTAL ISLES CIRCLE FAQs

What would the monthly payment be for 9940 CRYSTAL ISLES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,357/mo — principal and interest, the actual property-tax bill, the $337/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9940 CRYSTAL ISLES CIRCLE?+

The association fee works out to $337 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9940 CRYSTAL ISLES CIRCLE?+

The most recent tax bill on record (2025) was $1,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9940 CRYSTAL ISLES CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $644,990, this home is listed about 13% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9940 CRYSTAL ISLES CIRCLE?+

Sarasota Middle School (middle), Lakeview Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEAL COMMUNITIES REALTY, INC. · John Neal. MLS #A4697134.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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