
609 42ND STREET COURT W, PALMETTO, FL, 34221
Active62 days on marketListed Jun 15, 2026MLS #A4697113
Come see it
Upcoming open house
Sun, Aug 23
1:00 AM – 3:00 PM
About this home
609 42ND STREET COURT W
PRIVACY PRIVACY PRIVACY. One-of-a-Kind Bay/Gulf-Front Estate Set on JUST SHY of 7 breathtaking Bay/Gulf front acres. This extraordinary waterfront estate presents a rare opportunity to own one of Florida's most remarkable coastal properties. Offering unparalleled privacy, spectacular views, and exceptional development potential, this property truly embodies luxury waterfront living. The residence features 4 bedrooms, 3 bathrooms, and nearly 2,900 square feet of air-conditioned living space. All glass doors and windows are Hurricane rated with UV filter. three camera surveillance of property thru ADT (time can be remotely viewed from your phone). Upon entering, guests are welcomed by an exquisite Alabaster chandelier (from Africa), setting the tone for the elegance found throughout the home. Rich WOOD flooring flows throughout the main living areas and two of the bedrooms. Expansive windows frame stunning views of the property and the Bay/Gulf beyond. Designed for both comfort and entertaining, the home includes two private en-suite bedrooms and spacious gathering areas that seamlessly connect to the outdoors. Surround sound (speakers) throughout the home is wonderful The gourmet kitchen is a chef's dream, featuring a premium Sub-Zero refrigerator, quality finishes, and abundant workspace. Gas range. Large screened porch and pool enclosure span the rear of the home, creating the perfect setting to relax while overlooking the sparkling Gulf waters. A unique widows peak offers an elevated sitting area with panoramic coastal vistas, providing the ideal vantage point for unforgettable sunsets and breathtaking waterfront views. You can waive to your friends on Anna Maria Island. The lower level includes a private in-law suite or guest quarters with direct access to the pool area, offering flexibility for guests or multi-generational living. Three new a/c 2024 with Warranties conveyed. Entire back of the residence is screened including Terrace. Outside, enjoy the 16' x 32' salt water heated lap pool, perfect for both exercise and relaxation amid the serene coastal surroundings. A private boardwalk winds through the property to a newly constructed dock, where you can fish, boat, or simply enjoy the tranquil waterfront setting. Irrigation is on top patio for your plants and two garden beds in back. Combining luxury, privacy, natural beauty, and limitless potential, this exceptional Bay/Gulf-front estate is truly a once-in-a-lifetime offering. No deed restrictions, no CDD. This includes vacant & cleared lot 2+ acres at 535 43rd St. Blvd. West ID#2380210076. Outlined in pictures. Rare Bay/Gulf-front acreage. Spectacular views. Seller said 'It occurred to them that one of the major benefits of living in our home is that even though we live in a rural area, we have easy access to much of the cultural and culinary attractions in this part of Florida. We are 20 minutes from St Petersburg and the Mahaffey Theater, the Florida Orchestra, The American Stage, the Paladium and FreeFall Theaters and numerous museums and restaurants. We are 15 minutes to Sarasota and the Sarasota Opera and Ballet, the Florida Studio Theater as well as many outstanding restaurants and nightlife. And we have easy access to the Tampa and the Sarasota/Bradenton airports and to the Bradenton Area Convention Center and to local beaches". In numerous ways it’s an ideal location. You don’t get this convenience living in Sarasota.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,760
Sqft
7 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$905
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,006 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,006/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+178.6%
$/sqft vs NA
$905 vs $271
Days on market
62 vs 61 typical
Where $905/sqft sits among the 128 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
61 of 128
NA have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 572% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 609 42ND STREET COURT W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,100,000
17345 SWEETWATER ROAD · same community
3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM
Sold · Dec ’25$800,000
1751 SW 54TH COURT · same community
5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM
Sold · Feb ’26$429,900
37445 GRAYS AIRPORT ROAD · same community
4 bd · 2 ba · 2,496 sqft · $172/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 609 42ND STREET COURT W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 609 42ND STREET COURT W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
609 42ND STREET COURT W FAQs
What would the monthly payment be for 609 42ND STREET COURT W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 609 42ND STREET COURT W?+
The most recent tax bill on record (2025) was $5,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 609 42ND STREET COURT W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,499,000, this home is listed about 533% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 609 42ND STREET COURT W?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,499,000 runs 572% above the PALMETTO 34221 median — but at 2,760 sqft it's also 45% larger than the typical Palmetto listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,800,000, now $2,499,000 — a $301K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEE GREEN REALTY, LLC · Peggy Christ. MLS #A4697113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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