David Ramirez
$3,690,0004 bd4.5 ba3,676 sqft$1,004 /sqft$22,153 /mo all-in ↓

8800 MIDNIGHT PASS ROAD, SARASOTA, FL, 34242

Active39 days on marketListed Jun 15, 2026MLS #A4697104

New constructionPrivate poolSingle Family ResidenceTORTOISE ESTATES

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About this home

8800 MIDNIGHT PASS ROAD

With gulf sunset views, and walkable private beach access, this New Construction Modern Beach House on Siesta Key mixes a sought-after location with modern luxury. Experience the best of coastal living in this brand-new 4 bed, 4.5 bath home with walking access to Turtle Beach. With 3,676 SF of thoughtfully designed space, this home offers ocean views throughout, multiple outdoor patios and terraces, rooftop deck, and seamless indoor-outdoor flow. Feel the sea breeze in the spacious backyard, including a pool, hot tub, and outdoor kitchen. Enjoy light-toned engineered hardwood floors, a chef’s kitchen with top-tier appliances, and spacious en-suite bedrooms, including a stunning primary suite with a private terrace and spa-like bath. Additional features include a 3-car garage, and 6 covered carport spaces for recreational utility vehicles such as, jet skis, golf carts, or a boat, with easy gate access. Enjoy an elevator included layout, and high-end finishes throughout—all just minutes from Siesta Village’s shops and dining. This newly built residence offers peace of mind with the latest in building codes, energy efficiency, and storm protection. Modern insulation, impact-rated windows and doors, and up-to-date mechanical systems translate into lower utility bills, reduced maintenance, and enhanced safety. You’ll also benefit from turnkey readiness—no need for costly renovations or updates. Whether for full-time living or a coastal getaway, this is Siesta Key luxury at its finest.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,676

Sqft

0.28 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$1,004

Per sqft

Private poolWater viewPets allowed

Inside

FlooringEngineered Hardwood · Porcelain Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Range · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
ViewWater
FacesEast
ParkingBoat · Driveway · Ground Level · Oversized · RV Parking
ExteriorAwning(s) · Balcony · Irrigation System · Lighting · Outdoor Kitchen · Storage

Community & fees

HOA fee$25/mo
Taxes (2025)$8,084/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$22,153 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,911
PMI (est., until 20% equity)$1,384
Property tax — 2025 actual bill$674
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $369,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $369,000
Interest rate6.00%
Loan term

Estimated payment

$22,153/mo

Principal & interest$19,911
PMI (est., until 20% equity)$1,384
Property taxes (actual bill)$674
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$1,004 vs $331

Days on market

39 vs 58 typical

Where $1,004/sqft sits among the 400 Sarasota actives

228
62
30
27 · this home
19
34
$153–391$391–629$629–867$867–1105$1105–1344$1344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tortoise Estates

Map of 8800 MIDNIGHT PASS ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Tortoise Estates — neighborhood snapshot

Population

567

Median age

69

Median income

$113,375

Median home value

$654,800

Avg household

2

Households w/ children

6%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

150 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 638% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $3,690,000 · 39 days on market since
2025Built · TORTOISE ESTATES

Reality check

What actually sold near 8800 MIDNIGHT PASS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8592 HIDDEN LAGOON ROADSold · Jun ’26

$3,050,000

8592 HIDDEN LAGOON ROAD

4 bd · 4 ba · 3,632 sqft · $840/sqft · 290 DOM

8030 MIDNIGHT PASS ROADSold · Jul ’25

$3,200,000

8030 MIDNIGHT PASS ROAD

4 bd · 5 ba · 3,720 sqft · $860/sqft · 245 DOM

8258 MIDNIGHT PASS ROADSold · Dec ’25

$2,200,000

8258 MIDNIGHT PASS ROAD

4 bd · 4 ba · 3,570 sqft · $616/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8800 MIDNIGHT PASS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8800 MIDNIGHT PASS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8800 MIDNIGHT PASS ROAD FAQs

What would the monthly payment be for 8800 MIDNIGHT PASS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,153/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8800 MIDNIGHT PASS ROAD?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8800 MIDNIGHT PASS ROAD?+

The most recent tax bill on record (2025) was $8,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8800 MIDNIGHT PASS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $3,690,000, this home is listed about 547% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8800 MIDNIGHT PASS ROAD?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,690,000 runs 638% above the SARASOTA 34242 median — but at 3,676 sqft it's also nearly twice the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PHAM REALTY GROUP LLC · Faith Stutzman. MLS #A4697104.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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