1408 OAK HAMMOCK ROAD, SARASOTA, FL, 34240
Active8 days on marketListed Jul 16, 2026MLS #A4697103
About this home
1408 OAK HAMMOCK ROAD
This is over FIVE ACRES in one of Sarasota's most PRIVATE communities, where seeing deer in your backyard is normal, the only traffic you'll hear is birds, and you can finally enjoy the kind of quiet that's becoming incredibly hard to find. Even though it feels like you're miles away from everything, you're less than 15 minutes from groceries and restaurants around Lakewood Ranch, about 25 minutes from downtown Sarasota, and roughly 30 minutes from Siesta Key Beach. You really don't have to choose between CONVENIENCE and PRIVACY anymore. Inside, the home is just over 4,000 square feet with FOUR bedrooms, FOUR bathrooms, plus BONUS room and LOFT space, soaring ceilings, and an open floor plan that was designed for both everyday living and entertaining. The chef's kitchen flows into the great room, while the covered lanai and saltwater pool become an extension of the living space. This home was CUSTOM built in 2016 with hurricane resilience in mind. It features IMPACT windows and doors throughout, a whole-house GENERATOR, and it's about 42' elevated and NOT in a flood zone. When everyone else is worrying about storms, this is the kind of home designed to help you feel prepared. You're just minutes from Lakewood Ranch, but without the high HOA and CDD fees or the cookie-cutter neighborhoods where the view out your window is the side of your neighbor's house. Here there's room to throw the ball, have a garden, or play in the treehouse. Sitting on more than FIVE ACRES, you have room to dream. Add a barn, create a homestead, bring horses, build another structure, or simply leave it exactly as it is and enjoy the PRIVACY that comes with owning this much land. Nestled within The Ranches at Bern Creek neighborhood which has all properties 5-10 acres in size, you will always maintain your peace, even when new development starts filling in around the area. Finding a beautiful custom home with acreage and just a short drive to Lakewood Ranch, downtown, and the beaches—with this level of privacy, hurricane preparedness, low HOA fees, and a location that's still convenient to everything Sarasota has to offer—is incredibly rare.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,003
Sqft
5.28 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$474
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,813 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,813/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs Sarasota actives
$474 vs $325
Days on market
8 vs 58 typical
Where $474/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bern Creek The Ranches
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bern Creek The Ranches — neighborhood snapshot
Population
541
Median age
28
Median income
$134,625
Median home value
$585,800
Avg household
4
Households w/ children
82%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
146 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1408 OAK HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$850,000
2500 BERN CREEK LOOP · same community
3 bd · 3 ba · 2,634 sqft · $323/sqft · 16 DOM
Sold · Aug ’25$1,596,364
2436 WATERFRONT CIRCLE
4 bd · 4.5 ba · 4,061 sqft · $393/sqft · 0 DOM
Sold · Apr ’26$1,100,000
2477 WATERFRONT CIRCLE
4 bd · 4.5 ba · 4,466 sqft · $246/sqft · 378 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1408 OAK HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1408 OAK HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1408 OAK HAMMOCK ROAD FAQs
What would the monthly payment be for 1408 OAK HAMMOCK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,813/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1408 OAK HAMMOCK ROAD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1408 OAK HAMMOCK ROAD?+
The most recent tax bill on record (2025) was $7,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1408 OAK HAMMOCK ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,899,000, this home is listed about 233% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1408 OAK HAMMOCK ROAD?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,899,000 runs 172% above the SARASOTA 34240 median — but at 4,003 sqft it's also nearly twice the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Alex Chau. MLS #A4697103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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