David Ramirez
$3,900≈$188 /mo all-in ↓

Lots 4 & 5 NW 56TH STREET, CHIEFLAND, FL, 32626

Active56 days on marketListed Jun 16, 2026MLS #A4697036

✦ Priced 98% below the CHIEFLAND 32626 median

About this home

Lots 4 & 5 NW 56TH STREET

Two Adjoining Res Lots in Chiefland, FL - Mobile Homes allowed! 30 Mins to Cedar Key!!! ABOUT THE PROPERTY: A Portion of Parcel Number: 01097-392-00 - Lots 4 & 5 Address: Lots 4 & 5, NW 56th Street, Chiefland, FL 32626 Size: 80 x 100, 8000 sq feet for both lots combined Utilities - Nearby Property Type: Vacant Lot - MOBILE HOMES ALLOWED! Zoning: Rural Residential Taxes: Approx $50/year HOA: None Photos are of the surrounding area but are not of the specific lot or street.

Facts & features

The home at a glance

0.18 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2026)$40/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Property tax — 2026 actual bill$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $137Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $137
Interest rate6.00%
Loan term

Estimated payment

$188/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Property taxes (actual bill)$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Chiefland

Map of Lots 4 & 5 NW 56TH STREET

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$270K → $330K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $3,900 · 56 days on market since

Reality check

What actually sold near Lots 4 & 5 NW 56TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1517 SW 2ND DRIVESold · Dec ’25

$60,000

1517 SW 2ND DRIVE

2 bd · 1 ba · 736 sqft · $82/sqft · 34 DOM

1231 NW 11TH DRIVESold · May ’26

$149,900

1231 NW 11TH DRIVE

2 bd · 2 ba · 960 sqft · $156/sqft · 95 DOM

102 NE 13TH AVENUESold · May ’26

$120,900

102 NE 13TH AVENUE

3 bd · 2 ba · 1,140 sqft · $106/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about Lots 4 & 5 NW 56TH STREET — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Lots 4 & 5 NW 56TH STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

Lots 4 & 5 NW 56TH STREET FAQs

What would the monthly payment be for Lots 4 & 5 NW 56TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Lots 4 & 5 NW 56TH STREET?+

The most recent tax bill on record (2026) was $40. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $3,900, this home is listed about 99% below the Chiefland median of $339,900. The market section on this page shows how the area is trending.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4697036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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