788 N CHARLES AVENUE, INVERNESS, FL, 34453
Active50 days on marketListed Jun 16, 2026MLS #A4696979
About this home
788 N CHARLES AVENUE
Move-in ready and freshly updated, this charming Inverness home sits on a spacious 0.22-acre lot and offers the perfect blend of recent upgrades, functional outdoor space, and everyday convenience. Major improvements include a brand-new roof (currently being installed), 2021 A/C, a recently serviced well and pump, and a septic system that has been recently pumped and inspected for added peace of mind. Inside, you'll find a bright, welcoming interior with a fresh coat of paint throughout and a functional floor plan that's ready for its next owner. The kitchen has been refreshed with new stainless steel appliances, providing a clean, modern feel while offering plenty of space for everyday cooking and entertaining. Step outside and enjoy the generous backyard with room to garden, play, entertain, or simply relax. A detached storage shed provides excellent space for lawn equipment, tools, hobbies, or additional storage. Conveniently located just minutes from downtown Inverness, shopping, dining, medical facilities, parks, lakes, and the Withlacoochee State Trail, this property offers the tranquility of a residential setting while keeping everyday amenities close by. With the major systems already addressed and numerous recent updates completed, this home is truly move-in ready and offers exceptional value. Don't miss your opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,066
Sqft
0.22 ac
Lot size
2007
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs Inverness actives
$206 vs $178
Days on market
50 vs 42 typical
Where $206/sqft sits among the 189 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $245K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
93 of 189
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 424% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 788 N CHARLES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$167,500
3171 E BRYANT STREET · same community
3 bd · 1 ba · 1,104 sqft · $152/sqft · 16 DOM
Sold · Jun ’26$275,000
3123 E MARCIA STREET · same community
3 bd · 2 ba · 1,256 sqft · $219/sqft · 149 DOM
Sold · Jun ’26$284,900
990 N SONIA AVENUE · same community
3 bd · 2 ba · 1,344 sqft · $212/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 788 N CHARLES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 788 N CHARLES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
788 N CHARLES AVENUE FAQs
What would the monthly payment be for 788 N CHARLES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 788 N CHARLES AVENUE?+
The most recent tax bill on record (2025) was $2,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 788 N CHARLES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $219,900, this home is listed about 14% below the Inverness median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 788 N CHARLES AVENUE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4696979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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