204 3RD STREET W UNIT 405, BRADENTON, FL, 34205
Active42 days on marketListed Jun 12, 2026MLS #A4696948
About this home
204 3RD STREET W UNIT 405
Come experience what Florida living is all about! 2BR/2BA overlooking Bradenton's River Walk. Spectacular views from the screened in lanai. Located in the gated community of River Yacht Club. Turn-key furnished 4th floor condo. Walk in closet in the main bedroom. Tile floor throughout. Fantastic location right by Manatee Memorial Hospital, Downtown Bradenton, easy commute to the highway. Rent includes: Water, trash, sewer, cable, and internet. Call today for a showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,272
Sqft
0 ac
Lot size
1
Garage
1985
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $239
Days on market
42 vs 53 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Downtown Bradenton — neighborhood snapshot
Population
1,923
Median age
47
Median income
$68,419
Median home value
$316,192
Avg household
2
Households w/ children
108
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 3RD STREET W UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$345,000
2210 14TH AVENUE W
2 bd · 2 ba · 1,271 sqft · $271/sqft · 25 DOM
Sold · Apr ’26$334,750
2017 17TH AVENUE W
3 bd · 2 ba · 1,264 sqft · $265/sqft · 253 DOM
Sold · Sep ’25$173,940
1109 17TH STREET W
3 bd · 2 ba · 1,247 sqft · $139/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 3RD STREET W UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 3RD STREET W UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 3RD STREET W UNIT 405 FAQs
What would the monthly payment be for 204 3RD STREET W UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 204 3RD STREET W UNIT 405?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $2,400, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 204 3RD STREET W UNIT 405?+
Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Lisa Grassi. MLS #A4696948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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