David Ramirez
$479,000$495,0003 bd2 ba1,572 sqft$305 /sqft$3,568 /mo all-in ↓

2920 GULF GATE DRIVE, SARASOTA, FL, 34231

Active43 days on marketListed Jun 11, 2026MLS #A4696797

Reduced $16KSingle Family ResidenceGULF GATE

About this home

2920 GULF GATE DRIVE

Welcome to this stunning, fully renovated home that feels brand new from top to bottom. Featuring 3 bedrooms, 2 beautifully updated bathrooms, and a bright, open-concept floor plan, this home is perfectly designed for both comfortable everyday living and effortless entertaining. The spacious Florida room extends your living space and overlooks a large paver patio, creating the perfect setting for outdoor gatherings in the private, fully fenced backyard. Thoughtfully updated throughout, this move-in-ready home boasts new hurricane rated windows, a stylish kitchen with new appliances, fully remodeled bathrooms, tile flooring, restored terrazzo floors, a paver driveway and patio, and a whole-house water filtration system. The chef-inspired kitchen showcases white shaker-style solid wood cabinetry, elegant granite countertops, a custom tile backsplash, stainless steel appliances, a generous pantry, and a large center island with breakfast bar seating—ideal for casual dining and entertaining. Located in a highly desirable Sarasota area, you'll enjoy convenient access to shopping, dining, top-rated schools, and the vibrant cultural attractions of downtown Sarasota, including theaters, opera, and museums. Best of all, you're just minutes from world-famous Siesta Key Beach, consistently ranked among the best beaches in the country. This exceptional home combines modern updates, indoor-outdoor living, and an unbeatable location—everything today's buyers are looking for. Call for a private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,572

Sqft

0.21 ac

Lot size

1

Garage

1965

Year built

One

Levels

$305

Per sqft

Inside

FlooringTerrazzo
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorLighting · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$4,521/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,568 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$377
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,568/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$377
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$354KedgeAI estimate $405,896 · range $369K$493K$513K

vs edgeAI estimate

+18%

$/sqft vs GULF GATE

$305 vs $310

Days on market

43 vs 58 typical

Where $305/sqft sits among the 9 homes for sale in GULF GATE

1
1
2 · this home
1
2
2
$256–273$273–290$290–308$308–325$325–343$343+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gulf Gate

Map of 2920 GULF GATE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Gulf Gate — neighborhood snapshot

Population

4,011

Median age

56

Median income

$61,682

Median home value

$286,387

Avg household

2

Households w/ children

317

For the school run

Sarasota County School District

ElementaryGulf Gate Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

7 of 9

GULF GATE have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,000 $16K
Jun 11, 2026Listed at $495,000 · 43 days on market since
1965Built · GULF GATE

Reality check

What actually sold near 2920 GULF GATE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3119 LOCKWOOD TERRACESold · Jun ’26

$445,000

3119 LOCKWOOD TERRACE · same community

2 bd · 2 ba · 1,538 sqft · $289/sqft · 57 DOM

6727 ANCHOR WAYSold · Jun ’26

$511,000

6727 ANCHOR WAY · same community

2 bd · 2 ba · 1,630 sqft · $313/sqft · 11 DOM

3016 CHASE CIRCLESold · May ’26

$410,000

3016 CHASE CIRCLE · same community

2 bd · 2 ba · 1,502 sqft · $273/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2920 GULF GATE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2920 GULF GATE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2920 GULF GATE DRIVE FAQs

What would the monthly payment be for 2920 GULF GATE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2920 GULF GATE DRIVE?+

The most recent tax bill on record (2025) was $4,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $479,000, this home is listed about 16% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2920 GULF GATE DRIVE?+

Gulf Gate Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,000 runs 109% above the SARASOTA 34231 median.

02Strong assigned schools

Gulf Gate Elementary School, Sarasota Middle School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $495,000, now $479,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of SPECIALIZED REAL ESTATE LLC · Otto Hajek. MLS #A4696797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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