David Ramirez
$850,0003 bd4 ba2,888 sqft$294 /sqft$6,454 /mo all-in ↓

9728 HIGHLAND PARK PLACE, PALMETTO, FL, 34221

Active53 days on marketListed Jun 16, 2026MLS #A4696789

Private poolSingle Family ResidenceARTISAN LAKES ESPLANADE PH I SP A-D

About this home

9728 HIGHLAND PARK PLACE

Welcome to luxury living at Esplanade at Artisan Lakes, where elegance, comfort, and resort-style amenities come together in this exceptional Taylor Morrison pool home. Showcasing the highly desirable Trevi floor plan, this thoughtfully designed residence offers sophisticated finishes, flexible living spaces, and an unparalleled lifestyle. Inside, you’ll find 3 spacious bedrooms, 3 full bathrooms, 2 half bathrooms and a versatile flex room ideal for a home office, fitness room, or den. A large bonus room provides additional space for entertaining, relaxing, or accommodating guests. The home features dual owner’s suites, each offering spa-inspired en-suite baths with frameless walk-in showers, dual vanities, and generous walk-in closets. The gourmet kitchen is a chef’s dream, featuring premium Monogram appliances, including a gas cooktop, double wall ovens, built-in wine refrigerator, and Café Series refrigerator. Beautiful quartz countertops, a designer tile backsplash, soft-close cabinetry, and a large walk-in pantry complete the space. A charming breakfast nook with plantation shutters creates the perfect setting for casual dining. Step outside to your private screened lanai and resistance pool, creating a peaceful retreat for relaxation and wellness. The adjacent pool bath adds convenience, while the beautifully designed outdoor living area offers the ideal setting for enjoying Florida’s year-round sunshine. Additional upgrades include a reverse osmosis water filtration system, water softener, and high-speed internet for modern comfort and convenience. Residents of Esplanade at Artisan Lakes enjoy an exceptional array of amenities, including a state-of-the-art fitness center, tennis courts, pickleball courts, bocce ball, scenic walking trails, dog parks, playgrounds, a butterfly garden, and a vibrant social calendar. The resort-style pool, cabanas, and hot tub provide a true vacation-at-home experience. This home offers both convenience and luxury. As an added benefit, the HOA includes cable TV, high-speed internet, and lawn maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Experience the perfect blend of luxury, comfort, and community in one of the area’s most sought-after neighborhoods. Schedule your private showing today. Ideally located with easy access to Tampa Bay, Bradenton, Sarasota, I-75, Tampa International Airport, Sarasota-Bradenton International Airport, and some of Florida’s most celebrated Gulf Coast beaches.

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

2,888

Sqft

0.18 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$294

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingCommon · Driveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$520/mo
Taxes (2025)$10,422/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Pool

Utilities & systems

UtilitiesNatural Gas Connected · Phone Available · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,454 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$869
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$6,454/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$869
HOA / condo fee$520
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$294 vs $206

Days on market

53 vs 56 typical

Where $294/sqft sits among the 400 Palmetto actives

94
140
77
37 · this home
14
38
$118–170$170–221$221–272$272–323$323–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Artisan Lakes Esplanade

Map of 9728 HIGHLAND PARK PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Artisan Lakes Esplanade — neighborhood snapshot

Population

1,934

Median age

55

Median income

$134,683

Median home value

$476,900

Avg household

2

Households w/ children

107

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$350K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

226 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $850,000 · 53 days on market since
2016Built · ARTISAN LAKES ESPLANADE PH I SP A-D

Reality check

What actually sold near 9728 HIGHLAND PARK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9902 CRAFTSMAN PARK WAYSold · Jan ’26

$635,000

9902 CRAFTSMAN PARK WAY · same community

3 bd · 3.5 ba · 2,824 sqft · $225/sqft · 99 DOM

9922 WICKER PARK PLACESold · Mar ’26

$875,000

9922 WICKER PARK PLACE · same community

3 bd · 3 ba · 2,997 sqft · $292/sqft · 0 DOM

10011 WICKER PARK PLACESold · Dec ’25

$600,000

10011 WICKER PARK PLACE · same community

3 bd · 3 ba · 2,298 sqft · $261/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9728 HIGHLAND PARK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9728 HIGHLAND PARK PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

9728 HIGHLAND PARK PLACE FAQs

What would the monthly payment be for 9728 HIGHLAND PARK PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,454/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9728 HIGHLAND PARK PLACE?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9728 HIGHLAND PARK PLACE?+

The most recent tax bill on record (2025) was $10,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9728 HIGHLAND PARK PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $850,000, this home is listed about 115% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9728 HIGHLAND PARK PLACE?+

Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$850,000 runs 127% above the PALMETTO 34221 median — but at 2,888 sqft it's also 49% larger than the typical Palmetto listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of KW COASTAL LIVING II · David Burgess. MLS #A4696789.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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