David Ramirez
$289,900$295,0003 bd2 ba1,423 sqft$204 /sqft$2,698 /mo all-in ↓

8682 SEASALT LOOP, ENGLEWOOD, FL, 34224

Active43 days on marketListed Jun 10, 2026MLS #A4696623

Reduced $5KVillaISLAND LKS/COCO BAY

About this home

8682 SEASALT LOOP

**Stunning Island Lakes Retreat: Your Dream Home Awaits!** Welcome to your serene sanctuary in the heart of Island Lakes at Coco Bay! Nestled on a picturesque lot and boasting an impressive living space, this exquisite home is a harmonious blend of luxury, comfort, and style. With its prime location and breathtaking surroundings, this property is perfect for families, professionals, or anyone seeking a peaceful escape. **Key Features:** - **Spacious Layout:** As you step inside, you’ll be greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas. Expansive windows flood the space with natural light, creating a warm and inviting atmosphere. - **Gourmet Kitchen:** The heart of the home is undoubtedly the chef-inspired kitchen, equipped with top-of-the-line stainless steel appliances, granite countertops, and a generous island that doubles as a breakfast bar. Whether you’re preparing a family meal or entertaining guests, this kitchen is sure to impress. - **Luxurious Master Suite:** Retreat to your tranquil master suite, complete with a private en-suite bathroom featuring dual vanities, and a walk-in shower. A spacious walk-in closet provides ample storage for your wardrobe, ensuring a clutter-free sanctuary. - **Outdoor Oasis:** Step outside to discover your own personal paradise! A beautifully landscaped backyard is perfect for summer gatherings, with a covered patio ideal for alfresco dining, and lush greenery that enhances your outdoor experience. - **Versatile Living Spaces:** This home offers additional bedrooms that are generously sized, perfect for children, guests, or a home office. Each room is designed with comfort and style in mind, featuring ample closet space and large windows with delightful views. - **Community Amenities:** Living in Island Lakes means access to an array of community amenities, including walking trails, parks, and a vibrant social scene. You’ll find friendly neighbors and a safe environment to create lasting memories. - **Prime Location:** Conveniently located near shopping, dining, and top-rated schools, this home offers the best of both worlds: a peaceful retreat with easy access to all the conveniences you need. Enjoy a short drive to the beach, or take advantage of nearby recreational options, including golf courses and nature reserves. **Don’t Miss Out!** This captivating home at 8286 Sea Salt Loop in Island Lakes at Coco Bay is more than just a property; it’s a lifestyle waiting for you to embrace. Schedule a private tour today and experience firsthand the comfort and elegance this home has to offer. Your dream home is just a showing away! **Contact us now for more details and to arrange a visit!**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,423

Sqft

0.12 ac

Lot size

2

Garage

2024

Year built

One

Levels

$204

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorPrivate Entrance · Sidewalk · Sliding Doors · Sprinkler Metered · Tennis Court(s)

Community & fees

HOA fee$253/mo
Taxes (2025)$5,401/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesFiber Optics · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$450
HOA fee — from the listing$253
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,698/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$450
HOA / condo fee$253
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$253KedgeAI estimate $269,560 · range $263K$280K$301K

vs edgeAI estimate

+7.5%

$/sqft vs Englewood actives

$204 vs $240

Days on market

43 vs 59 typical

Where $204/sqft sits among the 400 Englewood actives

168 · this home
104
67
23
13
25
$116–219$219–323$323–426$426–530$530–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 8682 SEASALT LOOP

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

183 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 262% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,900 $5K
Jun 10, 2026Listed at $295,000 · 43 days on market since
2024Built · ISLAND LKS/COCO BAY

Reality check

What actually sold near 8682 SEASALT LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8640 SEASALT LOOPSold · Apr ’26

$252,500

8640 SEASALT LOOP · same community

3 bd · 2 ba · 1,422 sqft · $178/sqft · 50 DOM

8733 SEASALT LOOPSold · Mar ’26

$268,000

8733 SEASALT LOOP · same community

3 bd · 2 ba · 1,417 sqft · $189/sqft · 191 DOM

8661 SEASALT LOOPSold · May ’26

$285,000

8661 SEASALT LOOP · same community

3 bd · 2 ba · 1,417 sqft · $201/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8682 SEASALT LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8682 SEASALT LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8682 SEASALT LOOP FAQs

What would the monthly payment be for 8682 SEASALT LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill, the $253/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8682 SEASALT LOOP?+

The association fee works out to $253 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8682 SEASALT LOOP?+

The most recent tax bill on record (2025) was $5,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8682 SEASALT LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $289,900, this home is listed about 22% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 8682 SEASALT LOOP?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Denny Healey, Jr. MLS #A4696623.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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