3631 SUMMERWIND CIRCLE, BRADENTON, FL, 34209
Active42 days on marketListed Jun 10, 2026MLS #A4696621
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 3:00 PM
About this home
3631 SUMMERWIND CIRCLE
Enjoy the tranquility of a waterfront home with fantastic water views! It is all about the location and the community, maintenance free lawn, heated pool in the community, gym, walking trails just a short drive to Anna Maria Island Beaches. Discover your dream home all the work is done Meticulously maintained new tile flooring (2024) throughout, new roof (2022), New hurricane windows (2024), New Hurricane Kevlar screen, master bedroom is spacious with two closets, big picture windows with water views. Master bathroom has his and her vanities, nice walk-in shower with new shower door, linen closet bathroom cabinets have been painted. The home has been professionally painted, new blinds and custom drapery in dining room and across the sliding doors. Beautiful arched doorways, crown molding, rounded corners on the walls, front porch, screened back porch, updated kitchen with lots of cabinetry, new refrigerator, very bright breakfast area. Formal dining room with big picture window that brings in lots of natural light. Oversized family room with trey ceiling, and views of the water. Enjoy mornings drinking coffee watching the ducks and water birds playing in the water. In the evenings you can sit on the front porch and watch as neighbors walk their dogs. Enjoy your paver driveway that was made extra wide for ample parking. Laundry room has cabinetry, sink, and a washer and dryer that was purchased in (2021). This home has very nice blinds, and shades that have been recently replaced some are Hunter Douglas blinds. Relaxenjoy the pool and the location to Anna Maria Island beaches. Just 6 miles to the beach!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,302
Sqft
0.14 ac
Lot size
2
Garage
2007
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,795 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,795/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.4%
Days on market
42 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3631 SUMMERWIND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3631 SUMMERWIND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3631 SUMMERWIND CIRCLE FAQs
What would the monthly payment be for 3631 SUMMERWIND CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,795/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3631 SUMMERWIND CIRCLE?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3631 SUMMERWIND CIRCLE?+
The most recent tax bill on record (2025) was $6,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3631 SUMMERWIND CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $650,000, this home is listed about 64% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3631 SUMMERWIND CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 160% above the BRADENTON 34209 median — but at 2,302 sqft it's also 45% larger than the typical Bradenton listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharon Hightower. MLS #A4696621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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