1615 SAINT PAULS DRIVE, CLEARWATER, FL, 33764
Active33 days on marketListed Jun 29, 2026MLS #A4696618
About this home
1615 SAINT PAULS DRIVE
Experience Florida waterfront living in this spacious 4-bedroom pool home offering 4,152 square feet of living space. Located just down the road from St. Paul's School, one of the top-rated schools in the Tampa Bay area, this home combines an exceptional location with outstanding amenities. Designed with both comfort and functionality in mind, the property features a versatile split-bedroom layout, multiple living and entertaining areas, and a private dock overlooking peaceful waterfront views. Priced to sell, this exceptional home is ready for its next owner. The interior includes formal living and dining rooms, a cozy family room with a wood-burning fireplace, a bright sunroom, and a generously sized kitchen featuring wood cabinetry, granite countertops, and a separate breakfast area. The oversized secondary bedrooms provide plenty of space, while the large laundry room offers built-in cabinetry for added storage. Recently remodeled bathrooms add a fresh, updated touch throughout the home. Step outside to the expansive screened lanai with an heated pool, creating the perfect setting to relax or entertain while enjoying the waterfront backdrop. A newer seawall and private dock provide direct access to some of Tampa Bay's most sought-after fishing, where Snook, Redfish, Trout, and Tarpon can be caught right from your backyard. Car enthusiasts, hobbyists, and RV owners will appreciate the impressive 3-car garage plus an oversized RV garage and workshop that adds approximately 2,000 square feet of additional space, measuring approximately 42 feet deep—ideal for oversized vehicles, boats, recreational equipment, or a fully equipped workshop. Recent improvements include two new split A/C units (2024), a 100-gallon water heater (2025), and a silicone roof coating applied in 2023, providing added value and peace of mind. Combining generous living space, quality updates, exceptional garage capacity, an additional 2,000 square feet of garage/workshop space, a highly desirable location near St. Paul's School, and prime waterfront access, this property is a rare opportunity to own a true Florida retreat.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,328
Sqft
1.02 ac
Lot size
3
Garage
1975
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,816 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,191/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$347 vs $216
Days on market
33 vs 47 typical
Where $347/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 577% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1615 SAINT PAULS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,080,000
1930 COVE LANE · same community
4 bd · 3.5 ba · 3,455 sqft · $313/sqft · 4 DOM
Sold · Nov ’25$990,000
1923 SEAGULL DRIVE
5 bd · 3 ba · 3,152 sqft · $314/sqft · 33 DOM
Sold · Jul ’26$588,000
2100 MCMULLEN ROAD
4 bd · 3 ba · 2,745 sqft · $214/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1615 SAINT PAULS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1615 SAINT PAULS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1615 SAINT PAULS DRIVE FAQs
What would the monthly payment be for 1615 SAINT PAULS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,816/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1615 SAINT PAULS DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $1,500,000, this home is listed about 445% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1615 SAINT PAULS DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,500,000 runs 577% above the CLEARWATER 33764 median — but at 4,328 sqft it's also nearly 3 times the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY, LLC · Jennifer Kenna. MLS #A4696618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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