4636 BUCK KEY ROAD, SANIBEL, FL, 33957
Active53 days on marketListed Jun 9, 2026MLS #A4696569
About this home
4636 BUCK KEY ROAD
Renovated Sanibel Island Retreat Just Minutes to the Beach. This beautifully renovated Sanibel Island home presents EXCEPTIONAL value just moments from the island’s renowned beaches and Gulf waters. Blending modern upgrades with relaxed coastal living, the home has been thoughtfully redesigned to provide both style and long-term peace of mind. Inside, the light-filled open floor plan showcases durable porcelain tile flooring throughout and a striking fireplace that serves as a focal point for the main living area. The fully renovated galley kitchen features quartz countertops, a farmhouse sink, recessed lighting, and brand-new stainless steel appliances—delivering both functionality and contemporary coastal design. Extensive improvements enhance the home’s quality and resilience, including hurricane-rated windows and sliding doors, a new roof, soffits, and seamless gutters. Additional system upgrades include updated electrical, a new A/C compressor and handler, water softener, jacuzzi tub, washer, and dryer—ensuring comfort and reliability for years to come. Outdoor living is equally inviting with a screened lanai finished with pavers, surrounded by lush tropical landscaping, mature palms, and fruit trees. Set on a private half-acre lot, the property also features a double-wide paver driveway and a Wi-Fi–controlled irrigation system for easy maintenance. A rare opportunity to own a fully renovated island home with substantial upgrades at a newly improved price, ideal for full-time living, a seasonal escape, or investment on Sanibel Island.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,512
Sqft
0.52 ac
Lot size
2
Garage
1979
Year built
One
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,121 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,121/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sanibel Bayous
Get to know Sanibel. See the full Sanibel guide →
Sanibel Bayous — neighborhood snapshot
Population
375
Median age
68
Median income
$49,331
Median home value
$300,646
Avg household
2
Households w/ children
8%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanibel market
$813K → $425K
Sanibel median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Sanibel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SANIBEL 33957 median. See the full Sanibel market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4636 BUCK KEY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4636 BUCK KEY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4636 BUCK KEY ROAD FAQs
What would the monthly payment be for 4636 BUCK KEY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,121/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4636 BUCK KEY ROAD?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4636 BUCK KEY ROAD?+
The most recent tax bill on record (2025) was $5,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4636 BUCK KEY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanibel?+
At $545,000, this home is listed about 75% below the Sanibel median of $2,222,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4636 BUCK KEY ROAD?+
The Sanibel School (elementary), Cypress Lake High School (high), South Fort Myers High School (high), Fort Myers High School (high), Dunbar High School (high), Bonita Springs High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
The Sanibel School, Cypress Lake High School, South Fort Myers High School, Fort Myers High School, Dunbar High School, Bonita Springs High School — The Sanibel School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $592,800, now $545,000 — a $48K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Allie Duenas, PA. MLS #A4696569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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