4174 HEARTHSTONE DRIVE, SARASOTA, FL, 34238
Active42 days on marketListed Jun 12, 2026MLS #A4696500
About this home
4174 HEARTHSTONE DRIVE
WATERFRONT POOL HOME in a gated community just minutes from Siesta Key Beach! This TURNKEY move-in-ready 3-bedroom, 2-bath residence offers the Florida lifestyle buyers are searching for, with tranquil water views, a private screened pool, hurricane-impact windows, and low HOA fees. Situated on a cul-de-sac in sought-after Huntington Pointe, this beautifully maintained home features soaring ceilings, abundant natural light, luxury vinyl plank flooring throughout, and an open-concept layout designed for comfortable everyday living and effortless entertaining. The spacious kitchen features newer appliances and flows seamlessly into multiple living and dining areas, all oriented toward the screened lanai and peaceful waterfront setting. The primary living spaces capture beautiful pool and water views, creating a bright and inviting atmosphere throughout the home. Outside, enjoy your private screened lanai and pool overlooking the water—perfect for morning coffee, outdoor dining, or relaxing Florida evenings. Additional features include hurricane-impact windows, a paver driveway, low-maintenance finishes, and a well-kept community setting. Conveniently located near shopping, dining, medical facilities, Publix, Costco, Target, and Lowe's, with world-famous Siesta Key Beach just 7 miles away. HVAC 2016, roof 2015, impact windows 2014, repipe 2004, pool cage 2020 ( Seller may use as a 1031 exchange )
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,888
Sqft
0.21 ac
Lot size
2
Garage
1994
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,440 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,440/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs HUNTINGTON POINTE
$334 vs $243
Days on market
42 vs 58 typical
Where $334/sqft sits among the 14 homes for sale in HUNTINGTON POINTE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
2 of 14
HUNTINGTON POINTE have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the Sarasota median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4174 HEARTHSTONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$510,000
8876 HUNTINGTON POINTE DRIVE · same community
3 bd · 2.5 ba · 1,938 sqft · $263/sqft · 57 DOM
Sold · Jun ’26$525,000
8972 HUNTINGTON POINTE DRIVE · same community
3 bd · 2 ba · 1,827 sqft · $287/sqft · 76 DOM
Sold · Mar ’26$440,000
6426 Pointe Pleasant Circle, Delray Beach FL 33484 · same community
2 bd · 2 ba · 1,636 sqft · $269/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4174 HEARTHSTONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4174 HEARTHSTONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4174 HEARTHSTONE DRIVE FAQs
What would the monthly payment be for 4174 HEARTHSTONE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,440/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4174 HEARTHSTONE DRIVE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4174 HEARTHSTONE DRIVE?+
The most recent tax bill on record (2025) was $5,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4174 HEARTHSTONE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $630,000, this home is listed about 11% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$630,000 runs 11% above the Sarasota median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $635,000, now $630,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOWN CENTER REALTY · Brenda Mazzone. MLS #A4696500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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