4802 51ST STREET W UNIT 409, BRADENTON, FL, 34210
Active45 days on marketListed Jun 22, 2026MLS #A4696484
About this home
4802 51ST STREET W UNIT 409
Available now for annual lease in the highly desirable Palms of Cortez community! This unfurnished second-floor condominium offers a spacious and functional split-bedroom floor plan with 2 bedrooms, 2 bathrooms, and a convenient indoor laundry room. Ideally situated near the front of the community, this unit provides easy access to the community pool, fitness center, and mailboxes. The well-appointed kitchen features ample cabinetry and storage space, while additional interior closets and an exterior storage closet on the screened lanai provide plenty of room for all your belongings. Enjoy the screened-in patio creating the perfect space to enjoy your morning coffee or unwind after a long day. The split-bedroom layout offers privacy, with the primary suite and guest bedroom located on opposite sides of the condo. Palms of Cortez is a gated community offering resort-style amenities including a community pool, fitness center, clubhouse, tennis courts, and beautifully maintained grounds. Conveniently located just minutes from shopping, dining, IMG Academy, State College of Florida, downtown Bradenton, Sarasota, and the world-famous beaches of Anna Maria Island. Don't miss this opportunity to enjoy maintenance-free living in one of Bradenton's most convenient locations!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,048
Sqft
0 ac
Lot size
2002
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$1 vs $246
Days on market
45 vs 55 typical
Where $1/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4802 51ST STREET W UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$135,000
4802 51ST STREET W UNIT 1105 · same community
2 bd · 2 ba · 1,132 sqft · $119/sqft · 5 DOM
Sold · Aug ’25$380,000
3803 54TH DRIVE W UNIT 203
2 bd · 2 ba · 1,117 sqft · $340/sqft · 115 DOM
Sold · Jun ’26$213,000
5400 34TH STREET W UNIT 1B
2 bd · 2 ba · 1,209 sqft · $176/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4802 51ST STREET W UNIT 409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4802 51ST STREET W UNIT 409 FAQs
What would the monthly payment be for 4802 51ST STREET W UNIT 409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4802 51ST STREET W UNIT 409?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,500, this home is listed about 100% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ANCHOR DOWN REAL ESTATE · Kristi Berger. MLS #A4696484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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