David Ramirez
$2,900,0009 bd5.5 ba7,102 sqft$408 /sqft$18,114 /mo all-in ↓

1030 MILL CREEK ROAD, BRADENTON, FL, 34212

Active53 days on marketListed Jun 8, 2026MLS #A4696298

WaterfrontPrivate poolFully furnishedSingle Family ResidenceN/A

About this home

1030 MILL CREEK ROAD

OVER $407,000 IN GROSS REVENUE GENERATED IN THE PAST 12 MONTHS WITH FUTURE BOOKINGS ALREADY ON THE CALENDAR! Welcome to Shangri-La, an extraordinary private waterfront resort spanning over 3.6 acres along the scenic Manatee River. Fully furnished, turnkey, and operating as a successful luxury vacation rental, this one-of-a-kind estate presents a rare opportunity to acquire both a trophy waterfront compound and a proven income-producing asset. Recently appraised at $3,100,000, Shangri-La is offered at an exceptional value while generating more than $407,000 in gross revenue over the past 12 months. Having established itself as one of Florida's premier luxury vacation rentals, this remarkable property offers both an unparalleled lifestyle and a proven track record of performance. Offering over 7,100 square feet of air-conditioned space, this remarkable property features 9 bedrooms, 5.5 bathrooms, and accommodations for up to 25 guests spread across the main residence and a private accessory dwelling unit. The outdoor amenities are exceptional. At the heart of the property lies a lagoon-style pool complemented by a custom rock waterfall and spa crafted by the renowned Lucas Lagoons team. Guests enjoy a covered waterfront pavilion with fire pit, private dock with jet ski access, a 20' x 40' tiki hut and tiki bar, outdoor kitchen, waterfront gazebo, private pickleball court, kayaks, paddleboards, and expansive grounds overlooking breathtaking Manatee River sunsets. Wraparound porches and a screened lanai provide the perfect place to relax and take in the views. The property offers parking for 30+ vehicles, an RV carport, and ample room for boats and trailers. Inside, the main residence is designed for both entertaining and relaxation. The riverfront primary suite offers stunning water views and a spa-inspired bath. The chef's kitchen is fully equipped for large groups and is complemented by a commercial refrigerator and freezer. Additional amenities include a private steam room, infrared sauna, massage chair, and an ADA-compliant bedroom and full bathroom. Recent improvements include updated pool equipment, newer HVAC systems, new Sealy Hybrid mattresses throughout, and a new 26.5 kW Generac whole-house generator capable of powering the property during outages. Entertainment options abound with a dedicated home theater, expansive game room featuring billiards, shuffleboard, ping pong, poker, and arcade games, a private fitness room, and a recently added illuminated dance floor. The private accessory dwelling unit contains two of the property's nine bedrooms along with a full bathroom and kitchenette, providing additional privacy and flexibility. Included in the sale are approximately 25 tables, more than 100 chairs, approximately 15 kayaks and paddleboards with life jackets, gym equipment, a mower, a 36-foot enclosed cargo trailer, an estimated $50,000 in tools, maintenance equipment and replacement parts, plus a 2018 Forest River three-stall restroom trailer valued at approximately $60,000. Conveniently located just minutes from Lakewood Ranch, IMG Academy, the Premier Sports Campus, and I-75, the property offers easy access to Tampa, St. Petersburg, Sarasota, and Florida's renowned Gulf Coast beaches. Whether you're seeking a luxury waterfront retreat or a high-performing short-term rental investment with an established track record, Shangri-La represents a truly rare opportunity on Florida's Gulf Coast.

Facts & features

The home at a glance

9

Bedrooms

5.5

Bathrooms

7,102

Sqft

3.63 ac

Lot size

4

Garage

1995

Year built

Three Or More

Levels

$408

Per sqft

Private poolWaterfrontFireplaceFurnished

Inside

FlooringCarpet · Marble · Other · Tile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Sauna · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Inside · Laundry Room · Other
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric · Zoned
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Vinyl Siding · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorBalcony · Fire Pit · Garden · Hurricane Shutters · Irrigation System · Lighting

Community & fees

Taxes (2025)$14,618/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,114 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property tax — 2025 actual bill$1,218
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $290,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $290,000
Interest rate6.00%
Loan term

Estimated payment

$18,114/mo

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property taxes (actual bill)$1,218
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$408 vs $284

Days on market

53 vs 53 typical

Where $408/sqft sits among the 252 homes for sale in N/A

157
43 · this home
23
10
4
15
$131–321$321–511$511–701$701–891$891–1082$1082+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 1030 MILL CREEK ROAD

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34212 — neighborhood snapshot

Population

24,467

Median age

49.4

Median income

$119,298

Median home value

$478,000

Avg household

2.62

Households w/ children

2,300

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

115 of 252

N/A have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 590% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $2,900,000 · 53 days on market since
1995Built · N/A

Reality check

What actually sold near 1030 MILL CREEK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5303 NW 73RD TERRACESold · Dec ’25

$3,721,000

5303 NW 73RD TERRACE · same community

5 bd · 5.5 ba · 6,930 sqft · $537/sqft · 0 DOM

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1030 MILL CREEK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1030 MILL CREEK ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1030 MILL CREEK ROAD FAQs

What would the monthly payment be for 1030 MILL CREEK ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,114/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1030 MILL CREEK ROAD?+

The most recent tax bill on record (2025) was $14,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1030 MILL CREEK ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,900,000, this home is listed about 633% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1030 MILL CREEK ROAD?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,900,000 runs 590% above the BRADENTON 34212 median — but at 7,102 sqft it's also nearly 4 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Gene Witt Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · John McNaught. MLS #A4696298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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