5420 SWIFT ROAD UNIT 38, SARASOTA, FL, 34231
Active57 days on marketListed Jun 6, 2026MLS #A4696250
About this home
5420 SWIFT ROAD UNIT 38
Turnkey Condo 3 miles from Siesta Key! Spacious 2 bedroom 2 bath residence offers 1095 square feet of comfortable living space. The open concept floor plan seamlessly connects the living, dining and kitchen areas creating a bright and inviting atmosphere. The updated kitchen features quartz countertops, shaker style cabinetry and modern appliances. Master bedroom includes a private ensuite bathroom with an upgraded walk in shower, the second bedroom provides ample space for guests or a home office. Screened lanai offers the perfect spot to enjoy Florida year round sunshine. Community amenities include a swimming pool, private parking and convenient access to shopping, dining, healthcare facilities, and local attractions. Call today to schedule your showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
3.04 ac
Lot size
1981
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$1 vs $343
Days on market
57 vs 58 typical
Where $1/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34231 — neighborhood snapshot
Population
32,203
Median age
55.1
Median income
$69,721
Median home value
$363,400
Avg household
2.03
Households w/ children
2,803
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
152 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 5420 SWIFT ROAD UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$210,000
5408 SWIFT ROAD UNIT 28 · same community
2 bd · 2 ba · 1,095 sqft · $192/sqft · 395 DOM
Sold · Oct ’25$124,000
5554 SWIFT ROAD UNIT 2 · same community
2 bd · 2 ba · 1,095 sqft · $113/sqft · 25 DOM
Sold · May ’26$235,000
3311 FULLER STREET UNIT 104
2 bd · 2 ba · 1,131 sqft · $208/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5420 SWIFT ROAD UNIT 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5420 SWIFT ROAD UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5420 SWIFT ROAD UNIT 38 FAQs
What would the monthly payment be for 5420 SWIFT ROAD UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5420 SWIFT ROAD UNIT 38?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,500, this home is listed about 100% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5420 SWIFT ROAD UNIT 38?+
Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MONARCH PROPERTY GROUP LLC · Angela Bailey. MLS #A4696250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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