David Ramirez
$1,495,0003 bd3.5 ba2,913 sqft$513 /sqft$9,987 /mo all-in ↓

360 N POINT ROAD, OSPREY, FL, 34229

Active42 days on marketListed Jun 8, 2026MLS #A4695959

Single Family ResidenceOAKS

About this home

360 N POINT ROAD

Virtually Staged. A unique offering! This like-new, never lived in Spanish mission style home is a rare find. Move in ready and set on a private .63 acre lot in The Oaks Preserve, the open floor plan includes 3 en suite bedrooms and 3.5 baths. Thoughtfully designed, it welcomes you with a circular driveway, porte cochere, and a detached 2 car garage equipped with an electric vehicle charger. Inside, soaring ceilings, neutral tile and wood flooring, recessed lighting, and an electric fireplace create a warm, refined ambiance. Built to current codes with impact glass and a new roof, the home offers peace of mind and the efficiency of modern construction. The chef’s kitchen, with Bosch stainless appliances, a gas 5 burner cooktop, soft close cabinetry, a center island with wine storage, and stylish tile finishes, has a breakfast bar and opens to the dining room. The luxurious master suite features a vaulted ceiling, spacious walk-in closet, and a spa inspired bath complete with freestanding tub, glass enclosed shower, dual vanities, bidet, and exquisite tilework. A central brick paver courtyard provides a private tropical retreat with ample room to add a pool. Sarasota’s premier golf and country club, The Oaks Club’s unmatched amenities include two championship 18-holf golf courses, 12 tennis courts and 4 pickleball courts, the state-of-the-art WellFit Center, a junior Olympic pool, a celebrated social calendar, and a wide array of dining options and recreational activities. There is currently no waiting list for either Golf or Sports/Social membership

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,913

Sqft

0.64 ac

Lot size

2

Garage

2022

Year built

One

Levels

$513

Per sqft

FireplacePark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Marble
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingCircular Driveway · Covered · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · Ground Level · Open · Portico
ExteriorCourtyard · Irrigation System · Lighting · Private Mailbox · Sidewalk

Community & fees

HOA fee$400/mo
Taxes (2025)$9,588/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Natural Gas Available · Phone Available · Propane · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,987 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$799
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$9,987/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$799
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$745KedgeAI estimate $1,058,811 · range $776K$1.1M$1.6M

vs edgeAI estimate

+41.2%

$/sqft vs OAKS

$513 vs $373

Days on market

42 vs 57 typical

Where $513/sqft sits among the 18 homes for sale in OAKS

6
0
0
8
2 · this home
2
$77–166$166–254$254–342$342–430$430–519$519+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 360 N POINT ROAD

Drive times from this address

Downtown Tampa74 min

Get to know Osprey. See the full Osprey guide →

OSPREY 34229 — neighborhood snapshot

Population

7,237

Median age

65.5

Median income

$93,949

Median home value

$635,800

Avg household

2.06

Households w/ children

383

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

6 of 18

OAKS have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 185% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $1,495,000 · 42 days on market since
2022Built · OAKS

Reality check

What actually sold near 360 N POINT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25555 OAKS BOULEVARDSold · Sep ’25

$655,000

25555 OAKS BOULEVARD · same community

3 bd · 3.5 ba · 2,646 sqft · $248/sqft · 51 DOM

105 TURQUOISE LANESold · Mar ’26

$995,000

105 TURQUOISE LANE · same community

3 bd · 2 ba · 2,606 sqft · $382/sqft · 141 DOM

140 SUGAR MILL DRIVESold · Jun ’26

$1,325,000

140 SUGAR MILL DRIVE · same community

4 bd · 4 ba · 3,286 sqft · $403/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 360 N POINT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 360 N POINT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

360 N POINT ROAD FAQs

What would the monthly payment be for 360 N POINT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,987/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 360 N POINT ROAD?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 360 N POINT ROAD?+

The most recent tax bill on record (2025) was $9,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 360 N POINT ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $1,495,000, this home is listed about 116% above the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 360 N POINT ROAD?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,495,000 runs 185% above the OSPREY 34229 median — but at 2,913 sqft it's also 32% larger than the typical Osprey listing.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4695959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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