David Ramirez
$550,0003 bd2 ba1,954 sqft$281 /sqft$3,687 /mo all-in ↓

8423 BERMUDA DUNES DRIVE, ORLANDO, FL, 32819

Active50 days on marketListed Jun 13, 2026MLS #A4695942

Single Family ResidenceCLUBHOUSE ESTATES

About this home

8423 BERMUDA DUNES DRIVE

Welcome to 8432 Bermuda Dunes Drive, A Rare Orlando Retreat with Decades of Pride in Ownership! Perfectly positioned in the desirable Dr. Phillips area of Orlando, this meticulously maintained home offers the ideal combination of convenience, comfort, and character. Owned and lovingly cared for by the same family since 1997, every corner reflects a level of stewardship that is increasingly hard to find. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The home has been professionally cleaned and is truly move-in ready, featuring elegant plantation shutters, abundant storage throughout, roofing system upgrades, dedicated gas line for outdoor grill, jacuzzi bathtub, and a hidden safe room tucked away within the primary suite, an unexpected and valuable feature that sets this home apart. Outside, your private backyard oasis awaits. The fully fenced yard provides space for pets, play, and gatherings, while the outdoor grill area is perfect for weekend cookouts and year-round Florida living. Best of all, there is NO HOA, giving homeowners the freedom and flexibility they desire. One of the property's most extraordinary features is its incredible collection of mature landscaping and edible gardens, lovingly cultivated over decades. Enjoy your own tropical paradise with producing fruit trees and exotic plantings including avocado, mango, longan, loquat, star fruit, sugar apple, Surinam cherry, Barbados cherry, Meyer lemon, Key lime, Thai lime, finger lime, pineapple, moringa, muscadine grape, galangal ginger, and more. Stunning ornamental landscaping includes majestic live oaks, sabal palms, bougainvillea, a bottle brush tree, crepe myrtles, azaleas, bromeliads, bamboo varieties, aloe, agave, prickly pear cactus, and Spanish bayonet, creating a lush and tranquil setting unlike anything else on the market. Location is everything, and this home delivers. Enjoy easy access to Orlando's world-famous attractions, including Walt Disney World, Universal Orlando Resort, SeaWorld, International Drive, championship golf courses, premier shopping destinations, diverse dining options, parks, recreation, major highways, and Orlando International Airport. Whether you're seeking adventure, entertainment, fine dining, outdoor recreation, or everyday conveniences, you'll find it all just minutes away. Trader Joe's and Restaurant Row are just a short walk from your front door. Homes offering this combination of location, privacy, established landscaping, thoughtful upgrades, and decades of exceptional care rarely become available. Don't miss your opportunity to own this truly special Orlando property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,954

Sqft

0.27 ac

Lot size

2

Garage

1980

Year built

One

Levels

$281

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorFrench Doors · Lighting · Outdoor Grill · Private Yard · Rain Barrel/Cistern(s) · Rain Gutters · Storage

Community & fees

Taxes (2025)$548/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,687 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$3,687/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$466KedgeAI estimate $542,062 · range $485K$573K$596K

vs edgeAI estimate

+1.5%

$/sqft vs Orlando actives

$281 vs $250

Days on market

50 vs 34 typical

Where $281/sqft sits among the 400 Orlando actives

94
129
91 · this home
50
9
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clubhouse Estates

Map of 8423 BERMUDA DUNES DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando8 min
Downtown Orlando15 min
Walt Disney World19 min
Orlando Int’l Airport (MCO)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Clubhouse Estates — neighborhood snapshot

Population

1,056

Median age

49

Median income

$95,811

Median home value

$420,600

Avg household

2

Households w/ children

84%

For the school run

Orange County School District

ElementaryDr. Phillips Elementary★★★★
MiddleSouthwest Middle★★★★★
HighDr. Phillips High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 13, 2026Listed at $550,000 · 50 days on market since
1980Built · CLUBHOUSE ESTATES

Reality check

What actually sold near 8423 BERMUDA DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7433 WETHERSFIELD DRIVESold · Mar ’26

$469,900

7433 WETHERSFIELD DRIVE · same community

4 bd · 2 ba · 1,983 sqft · $237/sqft · 1 DOM

7437 BURNWAY DRIVESold · Jul ’26

$544,500

7437 BURNWAY DRIVE · same community

4 bd · 2 ba · 1,875 sqft · $290/sqft · 17 DOM

7970 GLEN ABBEY CIRCLESold · Jun ’26

$500,000

7970 GLEN ABBEY CIRCLE · same community

3 bd · 2 ba · 2,080 sqft · $240/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8423 BERMUDA DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8423 BERMUDA DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8423 BERMUDA DUNES DRIVE FAQs

What would the monthly payment be for 8423 BERMUDA DUNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,687/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8423 BERMUDA DUNES DRIVE?+

The most recent tax bill on record (2025) was $548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $550,000, this home is listed about 41% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8423 BERMUDA DUNES DRIVE?+

Dr. Phillips Elementary (elementary), Southwest Middle (middle), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT KING REALTY · Alysa Casorla. MLS #A4695942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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