639 OAKFORD ROAD, SARASOTA, FL, 34240
Active65 days on marketListed Jun 4, 2026MLS #A4695890
About this home
639 OAKFORD ROAD
Under Construction. Escape the constraints of master-planned communities without sacrificing proximity or luxury. Masterfully curated by Camlin Custom Homes and JKing Designs, this bespoke 5-acre estate offers the rare luxury of true breathing room with absolutely no HOA restrictions. Zoned OUE1, this private acreage canvas is located just minutes from the premier dining, shopping, and convenience of the Lakewood Ranch area. Spanning over 4,500 SF under air, the architectural design features a soaring two-story great room, a lavish main-level owner’s sanctuary, and a resort-style pool/spa oasis with a custom outdoor kitchen. Skip the typical multi-year custom build stress: completion is approx. 7 months from contract. To save the discerning buyer invaluable time and effort, a flawless, high-end finish palette has already been pre-selected by a professional design team, with select opportunities to customize remaining. Uncompromising quality, space, and convenience.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
4,555
Sqft
5.02 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$798
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,564 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,564/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT PART OF A SUBDIVISION
$798 vs $1,156
Days on market
65 vs 62 typical
Where $798/sqft sits among the 6 homes for sale in NOT PART OF A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34240 — neighborhood snapshot
Population
16,356
Median age
51.4
Median income
$126,048
Median home value
$622,100
Avg household
2.55
Households w/ children
1,604
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
3 of 6
NOT PART OF A SUBDIVISION have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 471% above the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 639 OAKFORD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$618,000
860 S BENEVA ROAD · same community
4 bd · 6 ba · 3,177 sqft · $195/sqft · 121 DOM
Sold · Apr ’26$850,000
2723 59TH STREET · same community
5 bd · 3 ba · 2,940 sqft · $289/sqft · 80 DOM
Sold · May ’26$620,000
273 S HAVANA ROAD · same community
4 bd · 3 ba · 2,724 sqft · $228/sqft · 249 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 639 OAKFORD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 639 OAKFORD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
639 OAKFORD ROAD FAQs
What would the monthly payment be for 639 OAKFORD ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 639 OAKFORD ROAD?+
The most recent tax bill on record (2025) was $5,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $3,635,000, this home is listed about 543% above the Sarasota median of $565,000. The market section on this page shows how the area is trending.
Which schools are assigned to 639 OAKFORD ROAD?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,635,000 runs 471% above the SARASOTA 34240 median — but at 4,555 sqft it's also nearly 3 times the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Ashley Guttridge-Sanders. MLS #A4695890.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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