8600 S OCEAN DRIVE UNIT 402, JENSEN BEACH, FL, 34957
Active51 days on marketListed Jun 4, 2026MLS #A4695488
About this home
8600 S OCEAN DRIVE UNIT 402
Experience luxury waterfront living on scenic Hutchinson Island in this spacious 3-bedroom, 2.5-bath residence at the highly desirable Regency at Island Dunes II. Located on the 4th floor, this condominium offers an expansive private balcony showcasing panoramic views of the Atlantic Ocean, pristine beaches, and the Intracoastal Waterway. This residence presents a rare opportunity to renovate and personalize a premier oceanfront property to match your style and vision. Offered furnished, the generous floor plan provides flexibility as a primary residence, seasonal retreat, vacation home, or long-term investment property. Residents enjoy an exceptional collection of resort-style amenities, including 24-hour gated security, an oceanfront heated swimming pool and spa, fitness center, social and game rooms, library, private beach access, garage parking, and beautifully maintained grounds. Ownership also provides access to the Island Dunes Country Club, offering championship golf, tennis, pickleball, a marina, waterfront dining, and an active coastal lifestyle. Ideally situated near Jensen Beach and historic downtown Stuart, this home is just minutes from boating, fishing, waterfront restaurants, boutique shopping, parks, and miles of unspoiled Atlantic shoreline. Whether you are searching for an oceanfront condominium, luxury Florida beach home, seasonal residence, or waterfront investment, this property offers an outstanding opportunity to enjoy the best of Florida's Treasure Coast.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,929
Sqft
4.01 ac
Lot size
1996
Year built
One
Levels
$544
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,641 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,641/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jensen Beach actives
$544 vs $337
Days on market
51 vs 54 typical
Where $544/sqft sits among the 171 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Dunes
Get to know Jensen Beach. See the full Jensen Beach guide →
Island Dunes — neighborhood snapshot
Population
121
Median age
68
Median income
$58,295
Median home value
$263,400
Avg household
2
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$540K → $595K
Jensen Beach median sold, yr/yr
12 of 171
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 296% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 8600 S OCEAN DRIVE UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,000,000
8650 S Ocean Drive # 5, Jensen Beach FL 34957
3 bd · 2 ba · 1,929 sqft · $518/sqft · 351 DOM
Sold · May ’26$524,888
9550 S Ocean Drive # 510, Jensen Beach FL 34957
2 bd · 2 ba · 1,550 sqft · $339/sqft · 229 DOM
Sold · Jul ’26$730,000
9500 S Ocean Drive # 1905, Jensen Beach FL 34957
3 bd · 2 ba · 1,544 sqft · $473/sqft · 203 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8600 S OCEAN DRIVE UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8600 S OCEAN DRIVE UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8600 S OCEAN DRIVE UNIT 402 FAQs
What would the monthly payment be for 8600 S OCEAN DRIVE UNIT 402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8600 S OCEAN DRIVE UNIT 402?+
The most recent tax bill on record (2025) was $17,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8600 S OCEAN DRIVE UNIT 402?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $1,050,000, this home is listed about 25% above the Jensen Beach median of $837,450. The market section on this page shows how the area is trending.
Which schools are assigned to 8600 S OCEAN DRIVE UNIT 402?+
Mariposa Elementary School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 296% above the JENSEN BEACH 34957 median — but at 1,929 sqft it's also 27% larger than the typical Jensen Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mariposa Elementary School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Savanna Ridge Elementary School, Northport K-8 School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Robert Dinan. MLS #A4695488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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