4031 IOLA DRIVE, SARASOTA, FL, 34231
Active39 days on marketListed Jun 14, 2026MLS #A4695471
About this home
4031 IOLA DRIVE
***ACT BEFORE IT IS GONE!!!*** SOLID BONES HOUSE PRICED WAY UNDER UPRAISED VALUE, VA/FHA financeable! BEAUTIFUL UPDATED efficient house in GREAT CONDITION! NO HOA, no flood zone, absolutely no flood history, high elevation. New septic, drain field, and quality METAL ROOF (previous owners were roofers)! Super affordable utilities bills due to efficiency and zoning! Granite countertops, updated bathroom and kitchen, tile flooring make this home easy to maintain. Bring your boat, trailer, or RV: this cozy Florida home offers a quiet living in a well-established Sarasota neighborhood. The house is close to shopping areas, restaurants, hospitals, world-famous Siesta Key beach, downtown Marina, Selby Botanical Gardens, Suncoast Technical College, Riverview High School district with IB program. TAKE ACTION BEFORE IT IS GONE! *VA, FHA, and conventional financing are welcome, house easily passes inspection and is priced below appraised value. Please use standard FL contract type and up to 5 business days (or 7 calendar days) inspection period.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
952
Sqft
0.11 ac
Lot size
1952
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
Days on market
39 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dixie Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Dixie Heights — neighborhood snapshot
Population
120
Median age
51
Median income
$78,239
Median home value
$359,100
Avg household
2
Households w/ children
12%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4031 IOLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4031 IOLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4031 IOLA DRIVE FAQs
What would the monthly payment be for 4031 IOLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4031 IOLA DRIVE?+
The most recent tax bill on record (2025) was $2,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $284,250, this home is listed about 50% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4031 IOLA DRIVE?+
Wilkinson Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$284,250 runs 25% above the SARASOTA 34231 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Wilkinson Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Zulfiia Tursunova. MLS #A4695471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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