David Ramirez
$1,795,000$1,850,0003 bd2 ba2,411 sqft$745 /sqft$11,525 /mo all-in ↓

206 FOUR KNOT LANE, OSPREY, FL, 34229

Active30 days on marketListed Jun 24, 2026MLS #A4695429

Reduced $55KPrivate poolSingle Family ResidenceSOUTHBAY YACHT & RACQUET CLUB

Come see it

Upcoming open houses

Sun, Jul 26

1:00 PM – 4:00 PM

Marina and Golf Cart Community. Golf cart to Nokomis Beach, Restaurants and Grocery Stores. Low HOA and Marina Dockage Fees. Photos and video - www.206FourKnotLaneOspreyFL.com

Sun, Jul 26

1:00 PM – 4:00 PM

Broker

Marina and Golf Cart Community. Golf cart to Nokomis Beach, Restaurants and Grocery Stores. Low HOA and Marina Dockage Fees. Photos and video - www.206FourKnotLaneOspreyFL.com

About this home

206 FOUR KNOT LANE

Offering 3 bedrooms, 2 baths, den/office, 2,411 square feet under air, a spacious living room, a 2-car garage, and a private 14' x 37' heated pool centrally positioned as the focal point of the home. This beautifully updated, move-in-ready residence blends luxury, comfort, and the ultimate coastal lifestyle in the highly sought-after waterfront Southbay Yacht & Racquet Club - Marina Community. The thoughtfully designed split floor plan is ideal for indoor-outdoor living. Multiple rooms overlook and open directly onto the covered lanais and the private heated pool, which is framed on three sides by the home creating a stunning courtyard oasis. Dramatic floor-to-ceiling impact-rated windows and sliders (2020) frame beautiful pool views, while soaring ceilings and an abundance of natural light enhance the bright, open feel. The luxurious primary suite includes an adjoining office/den and an ensuite bath with soaking tub and custom cabinetry. Two guest bedrooms and an updated guest bath are located in a separate wing. A custom queen-size library-style Murphy bed adds flexibility for guests or workspace. Step inside to discover stunning 12” x 72” Ceramica Sant’Agostino Italian porcelain plank tile flooring (Barkwood Ash) throughout, soaring ceilings, custom millwork, new 8-inch baseboards, upgraded lighting and fans, and fresh interior and exterior paint (2025). The chef-inspired kitchen features all-new custom cabinetry, quartz countertops, a large center island with seating for 8-10, high-end 2025 GE Monogram appliances (including 48” refrigerator, induction cooktop, and wall oven/microwave), a built-in wine refrigerator, and excellent storage. The open dining area includes a beautifully integrated bar with custom cabinetry and a fireplace (ready for insert). Additional highlights include dual-zone A/C systems (new 2025), new Electrolux stackable washer and dryer (2025), spacious laundry room with utility sink and coffee/tea bar, new concrete tile roof (2020), re-plumbed (2007), oversized 2-car garage with epoxy floor and custom storage, mature tropical landscaping with irrigation, private outdoor shower, and room to add a 4th-bedroom with ensuite bath or additional garage storage. Located in the desirable Southbay Yacht & Racquet Club - Marina Community, this premier boating community features a private 172-slip deep-water marina that can handle vessels up to 58 feet for very reasonable fees. Residents enjoy low HOA fees and a wonderful social atmosphere with a clubhouse, fitness center, heated community pool, spa, tennis courts, pickleball, basketball, bocce, playground, kayak launch/storage, jet ski pads, and more. This golf cart-family friendly community offers easy access to Nokomis Beach, Casey Key, waterfront dining, shopping, Publix, Aldi, restaurants, and tiki bars. All interior and exterior furnishings, artwork, TVs, potted plants, and outdoor gas grill with pizza oven are available for purchase separately via bill of sale. This is a must-see, comprehensively updated home in Southbay.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,411

Sqft

0.3 ac

Lot size

2

Garage

1991

Year built

One

Levels

$745

Per sqft

Private poolGarden & Pool viewNegotiable

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorCourtyard · French Doors · Irrigation System · Outdoor Kitchen · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$219/mo
Taxes (2025)$9,449/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Canal Front · Dock · Fishing · Intracoastal Waterway · Marina · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,525 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$787
HOA fee — from the listing$219
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,525/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$787
HOA / condo fee$219
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$630KedgeAI estimate $734,330 · range $656K$832K$1.9M

vs edgeAI estimate

+144.4%

$/sqft vs Osprey actives

$745 vs $323

Days on market

30 vs 57 typical

Where $745/sqft sits among the 95 Osprey actives

36
39
12
3
0 · this home
5
$177–305$305–432$432–559$559–687$687–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southbay Yacht & Racquet Club

Map of 206 FOUR KNOT LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Southbay Yacht & Racquet Club — neighborhood snapshot

Population

1,031

Median age

64

Median income

$98,565

Median home value

$807,000

Avg household

2

Households w/ children

44%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

51 of 95

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 249% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $55K
Jun 24, 2026Listed at $1,850,000 · 30 days on market since
1991Built · SOUTHBAY YACHT & RACQUET CLUB

Reality check

What actually sold near 206 FOUR KNOT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

186 WINDWARD DRIVESold · Jul ’26

$565,000

186 WINDWARD DRIVE · same community

3 bd · 2 ba · 2,505 sqft · $226/sqft · 116 DOM

142 DORY LANESold · Jul ’25

$1,050,000

142 DORY LANE · same community

3 bd · 2 ba · 2,531 sqft · $415/sqft · 32 DOM

408 YACHT HARBOR DRIVESold · Jun ’26

$1,250,000

408 YACHT HARBOR DRIVE · same community

4 bd · 4 ba · 2,624 sqft · $476/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 206 FOUR KNOT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 206 FOUR KNOT LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

206 FOUR KNOT LANE FAQs

What would the monthly payment be for 206 FOUR KNOT LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,525/mo — principal and interest, the actual property-tax bill, the $219/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 206 FOUR KNOT LANE?+

The association fee works out to $219 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 206 FOUR KNOT LANE?+

The most recent tax bill on record (2025) was $9,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 206 FOUR KNOT LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $1,795,000, this home is listed about 159% above the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 206 FOUR KNOT LANE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,795,000 runs 249% above the OSPREY 34229 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,850,000, now $1,795,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Leighton Allenby. MLS #A4695429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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