David Ramirez
$504,5003 bd2 ba2,226 sqft$227 /sqft$4,075 /mo all-in ↓

4252 MACKAY FALLS TERRACE, SARASOTA, FL, 34243

Active32 days on marketListed Jul 2, 2026MLS #A4695428

Single Family ResidenceLAKERIDGE FALLS PH 1B

About this home

4252 MACKAY FALLS TERRACE

Interior painting JUST completed, and brand new carpeting just installed in this Stirling floor plan- the largest one in Lakeridge Falls! Seller will credit $20,000 at closing towards a new roof when needed with a FULL PRICE OFFER. Beautiful kitchen with cherry cabinets and storage on both sides of the island. Extended tile lanai for many hours of enjoying the peaceful yard. With 3 bedrooms and a den, there is plenty of room to entertain friends and family. On a cul-de-sac for a perfect location! - Ready for you to move in and enjoy life at Lakeridge Falls, a 55+ landscape maintained community- with a clubhouse, pool, and activities . Minutes from downtown Sarasota, our beautiful beaches, UTC mall, I75, and the airport. With sidewalks , Lakeridge falls is a walkable community - to Publix, Panera's and restaurants.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,226

Sqft

0.15 ac

Lot size

2

Garage

2003

Year built

One

Levels

$227

Per sqft

Trees/Woods view55+ community

Inside

FlooringCarpet · Marble · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · L Dining · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorHurricane Shutters · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$410/mo
Taxes (2025)$3,748/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,075 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,970
FHA mortgage insurance (est.)$223
Property tax — 2025 actual bill$312
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,658Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,658
Interest rate6.00%
Loan term

Estimated payment

$4,075/mo

Principal & interest$2,970
FHA mortgage insurance (est.)$223
Property taxes (actual bill)$312
HOA / condo fee$410
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $505K
$440KedgeAI estimate $474,450 · range $458K$516K$537K

vs edgeAI estimate

+6.3%

$/sqft vs Sarasota actives

$227 vs $336

Days on market

32 vs 58 typical

Where $227/sqft sits among the 400 Sarasota actives

217 · this home
59
36
25
25
38
$158–360$360–563$563–765$765–967$967–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeridge Falls

Map of 4252 MACKAY FALLS TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lakeridge Falls — neighborhood snapshot

Population

589

Median age

73

Median income

$67,734

Median home value

$365,300

Avg household

2

Households w/ children

7%

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
MiddleBraden River Middle School★★★★★
HighSoutheast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

154 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $504,500 · 32 days on market since
2003Built · LAKERIDGE FALLS PH 1B

Reality check

What actually sold near 4252 MACKAY FALLS TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4238 MACKAY FALLS TERRACESold · Jan ’26

$453,000

4238 MACKAY FALLS TERRACE · same community

3 bd · 2 ba · 2,229 sqft · $203/sqft · 296 DOM

4160 MACKAY FALLS TERRACESold · Jun ’26

$445,000

4160 MACKAY FALLS TERRACE · same community

3 bd · 2 ba · 2,186 sqft · $204/sqft · 167 DOM

4164 MACKAY FALLS TERRACESold · Mar ’26

$450,000

4164 MACKAY FALLS TERRACE · same community

2 bd · 2 ba · 1,841 sqft · $244/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4252 MACKAY FALLS TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4252 MACKAY FALLS TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4252 MACKAY FALLS TERRACE FAQs

What would the monthly payment be for 4252 MACKAY FALLS TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,075/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4252 MACKAY FALLS TERRACE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4252 MACKAY FALLS TERRACE?+

The most recent tax bill on record (2025) was $3,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4252 MACKAY FALLS TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $504,500, this home is listed about 11% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4252 MACKAY FALLS TERRACE?+

Marjorie G. Kinnan Elementary School (elementary), Braden River Middle School (middle), Southeast High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BRIGHT REALTY · Leslie Rothschild. MLS #A4695428.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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