5400 GULF DRIVE UNIT 32, BRADENTON BEACH, FL, 34217
Active61 days on marketListed Jun 2, 2026MLS #A4695275
About this home
5400 GULF DRIVE UNIT 32
Beachfront 6 month rental! Breathtaking views from this 2 bedroom - 2 bath condo. 55 age minimum. 2 pools, beach access and beautifully furnished.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,188
Sqft
1.08 ac
Lot size
1969
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton Beach actives
$3 vs $913
Days on market
61 vs 47 typical
Where $3/sqft sits among the 87 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
37 of 87
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5400 GULF DRIVE UNIT 32
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$900,000
5400 GULF DRIVE UNIT 35 · same community
2 bd · 2 ba · 1,188 sqft · $758/sqft · 1 DOM
Sold · May ’26$500,000
725 MANATEE AVENUE UNIT 725
2 bd · 2 ba · 1,187 sqft · $421/sqft · 119 DOM
Sold · Jan ’26$575,000
721 MANATEE AVENUE
2 bd · 2 ba · 1,179 sqft · $488/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5400 GULF DRIVE UNIT 32 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5400 GULF DRIVE UNIT 32 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5400 GULF DRIVE UNIT 32 FAQs
What would the monthly payment be for 5400 GULF DRIVE UNIT 32?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5400 GULF DRIVE UNIT 32?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton Beach?+
At $3,600, this home is listed about 100% below the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5400 GULF DRIVE UNIT 32?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON BEACH 34217 market on paper
$3,600 is 100% below the BRADENTON BEACH 34217 median of $1,250,000, and at $3/sqft it sits under the Bradenton Beach average of $966.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MIKE NORMAN REALTY INC. · Rochelle Bowers. MLS #A4695275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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