1041 INDIAN BEACH DRIVE, SARASOTA, FL, 34234
Active40 days on marketListed Jun 23, 2026MLS #A4695178
About this home
1041 INDIAN BEACH DRIVE
A rare opportunity to own what is essentially a brand-new luxury residence in one of Sarasota's most treasured neighborhoods. – Like-New concrete Construction - And not in a Flood Zone Why wait 18 months to build when you can move into what feels like a brand-new luxury home today? Completely reimagined from the inside out, this exceptional Indian Beach residence offers the craftsmanship, efficiency, and peace of mind of new construction while preserving the timeless character of one of Sarasota's most desirable neighborhoods. Every major system—including the roof, plumbing, electrical, HVAC, impact windows and doors, pool, and designer finishes—is brand new, creating a truly turnkey home unlike anything else in its price range. Step inside to discover an open, light-filled floor plan featuring soaring ceilings, designer finishes, luxury white Oak flooring, and a seamless flow ideal for both everyday living and entertaining. The chef-inspired kitchen showcases custom cabinetry, premium countertops, and high-end appliances. The primary suite is a private retreat, offering a spa-like bath with elegant finishes and thoughtful details. Two additional bedrooms provide comfortable accommodations for family, guests, or a home office. Outside, enjoy Florida living at its finest with a brand-new sparkling pool, creating the perfect setting for relaxing afternoons and entertaining family and friends. Ideally located in the highly sought-after Indian Beach Sapphire Shores neighborhood, this exceptional home is just a short stroll from Sarasota Bay, where breathtaking sunsets paint the sky each evening. Enjoy the charm of one of Sarasota's most treasured waterfront communities, with easy access to downtown Sarasota, the Ringling Museum, and the area's renowned beaches, dining, and cultural attractions. Whether you're seeking a full-time residence, seasonal retreat, or investment opportunity, this extraordinary home delivers the rare combination of contemporary elegance and worry-free ownership. Move right in and enjoy the feeling of a brand-new home without the wait.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,800
Sqft
0.15 ac
Lot size
1940
Year built
One
Levels
$664
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,449 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,449/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Sarasota actives
$664 vs $343
Days on market
40 vs 58 typical
Where $664/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Beach / Sapphire Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Indian Beach / Sapphire Shores — neighborhood snapshot
Population
3,193
Median age
51
Median income
$82,133
Median home value
$455,294
Avg household
2
Households w/ children
145
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
155 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 268% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1041 INDIAN BEACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,420,000
904 VIRGINIA DRIVE · same community
3 bd · 3 ba · 1,920 sqft · $740/sqft · 103 DOM
Sold · Sep ’25$486,000
3004 BAY SHORE CIRCLE · same community
2 bd · 2 ba · 1,604 sqft · $303/sqft · 116 DOM
Sold · Dec ’25$850,000
2814 W TAMIAMI CIRCLE · same community
3 bd · 2.5 ba · 1,997 sqft · $426/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1041 INDIAN BEACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1041 INDIAN BEACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1041 INDIAN BEACH DRIVE FAQs
What would the monthly payment be for 1041 INDIAN BEACH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1041 INDIAN BEACH DRIVE?+
The most recent tax bill on record (2025) was $4,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $1,195,000, this home is listed about 110% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1041 INDIAN BEACH DRIVE?+
Booker High School (high), Booker Middle School (middle), Emma E. Booker Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Allan Livesey. MLS #A4695178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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