1405 E FRANCES AVENUE, PLANT CITY, FL, 33563
Active52 days on marketListed Jun 12, 2026MLS #A4695051
About this home
1405 E FRANCES AVENUE
THIS RECENTLY UPDATED HOME IS MOVE-IN READY!!! Built in 1990, with No HOA, No CDD, Low Property Taxes, and all the upgrades, this family home is perfect for new beginnings, retirement or an investment rental. Are you looking for a 3 bedroom 2 bath home with a new shingle roof , new A/C system, newer water heater, granite countertops in the kitchen with new cabinetry and breakfast bar? What about laminate flooring throughout the entire home? No carpet here! Check all of the boxes with this charming home in mind. Beautifully remodeled bathrooms! You've got to see the personality of this home! Additional features include a bay window in the dining area, French doors from the living room and primary bedroom out onto the spacious screened lanai. More special features include a solid wood front door and new wood-look garage door with cedar trim. This property has partial chain link fencing in the front, quiet paved road frontage in both the front and the rear of the home doubling the driveway and parking for added convenience. Need outdoor storage? The storage shed has a new metal roof with built-in shelving inside and lean to for lawn equipment and outdoor items. Owner is relocating and very motivated! Don't miss out on the opportunity to own a newly modernized and updated home that is move-in ready for a great price!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,115
Sqft
0.16 ac
Lot size
1
Garage
1990
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.8%
$/sqft vs Plant City actives
$273 vs $214
Days on market
52 vs 55 typical
Where $273/sqft sits among the 268 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $365K
Plant City median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
162 of 268
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1405 E FRANCES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$286,000
1404 E FRANCES AVENUE · same community
4 bd · 2 ba · 1,270 sqft · $225/sqft · 271 DOM
Sold · Aug ’25$215,000
1303 E CHERRY STREET · same community
2 bd · 1 ba · 948 sqft · $227/sqft · 9 DOM
Sold · May ’26$140,000
1405 E CHERRY STREET · same community
2 bd · 1 ba · 832 sqft · $168/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1405 E FRANCES AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1405 E FRANCES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1405 E FRANCES AVENUE FAQs
What would the monthly payment be for 1405 E FRANCES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,202/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1405 E FRANCES AVENUE?+
The most recent tax bill on record (2025) was $1,414. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1405 E FRANCES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $304,000, this home is listed about 26% below the Plant City median of $410,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1405 E FRANCES AVENUE?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lynn Henderson. MLS #A4695051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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