8403 13TH AVENUE NW, BRADENTON, FL, 34209
Active67 days on marketListed May 24, 2026MLS #A4694746
About this home
8403 13TH AVENUE NW
SUNSET ESTATES PARADISE! Welcome to this stunning 3-bedroom, 2-bathroom lakeview residence nestled within Sunset Estates, a highly desired and charming Northwest Bradenton community where coastal convenience meets serene lakeside living. No rental restrictions! From the moment you arrive, the pride of ownership is evident in this meticulously maintained property, which currently thrives as both a peaceful second home and a highly successful, income-generating VRBO vacation rental. Brand new shingle roof. Never flooded. Dwelling outside of flood zone. INTERIOR FEATURES: Step inside to discover an inviting, sun-drenched interior defined by a spacious living room boasting dramatic vaulted ceilings and bright skylights that flood the space with natural Florida sunshine. Designed with functionality in mind, the home features a desirable split-bedroom floor plan that ensures ultimate privacy for everyone. The generous master suite serves as a private retreat, complete with its own dedicated en-suite bathroom. KITCHEN AND LIVING: The open-concept kitchen is a chef's delight, fully equipped with modern stainless steel appliances, ample cabinetry, and a convenient breakfast bar that is perfect for casual morning coffee or entertaining guests. One of the absolute highlights of this home is the versatile Florida room, which offers a seamless indoor-outdoor feel and provides a scenic, tranquil vantage point overlooking your private pool and the peaceful neighborhood pond. OUTDOOR OASIS: Step out back into your own personal tropical oasis. The backyard is beautifully landscaped, offering a serene environment for relaxing, family gatherings, or just lounging by the water. UNBEATABLE LOCATION: This property delivers an unparalleled lifestyle for outdoor enthusiasts and beach lovers alike. You are situated just minutes away from the world-renowned, powdery white sands of Anna Maria Island. For those who love nature and adventure, you can spend your days biking, hiking, and kayaking through the breathtaking trails of the nearby Robinson Preserve and the historic DeSoto National Memorial Park. Boaters will also appreciate the unparalleled convenience of having several public boat ramps just a short drive away, offering easy access to the shimmering waters of the Gulf and the Manatee River. INVESTMENT OR PRIMARY HOME: Whether you are searching for the perfect primary residence, a seasonal getaway, or a turnkey investment property with a proven track record, this home offers a rare opportunity to own a piece of paradise in Northwest Bradenton's most sought-after neighborhood. Schedule your showing today and start living the ultimate Florida lifestyle! List of updates: New roof (2025), Soffit (partial) (2026), Renovated pool with heat pump (2018), Front Florida room area enclosed & reinforced (2017), New vinyl fence (2024), New irrigation system w/ updated controls (2024), New ceiling fans throughout (2025), New vinyl flooring (2024), New sofas (2025) & mattresses (2024), Turnkey furnished — nothing older than 2016
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,946
Sqft
0.25 ac
Lot size
2
Garage
1986
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,432 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,432/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.8%
$/sqft vs Bradenton actives
$328 vs $251
Days on market
67 vs 53 typical
Where $328/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Sunset Estates — neighborhood snapshot
Population
336
Median age
51
Median income
$106,786
Median home value
$464,700
Avg household
3
Households w/ children
35%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 8403 13TH AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
6913 8TH AVENUE W
2 bd · 2 ba · 1,913 sqft · $175/sqft · 71 DOM
Sold · Mar ’26$300,000
6802 8TH AVENUE W
2 bd · 2 ba · 1,913 sqft · $157/sqft · 124 DOM
Sold · Jun ’26$270,000
6810 9TH AVENUE W
2 bd · 2 ba · 1,803 sqft · $150/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8403 13TH AVENUE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8403 13TH AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8403 13TH AVENUE NW FAQs
What would the monthly payment be for 8403 13TH AVENUE NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,432/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8403 13TH AVENUE NW?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8403 13TH AVENUE NW?+
The most recent tax bill on record (2025) was $6,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8403 13TH AVENUE NW?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $639,000, this home is listed about 61% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 8403 13TH AVENUE NW?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$639,000 runs 141% above the BRADENTON 34209 median — but at 1,946 sqft it's also 23% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $659,900, now $639,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SEA TO SKY REALTY · Axel Realtor Weiss. MLS #A4694746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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