David Ramirez

73 CALLE DEL SUR Lot 50, PALM COAST, FL, 32137

Active73 days on marketListed Jun 1, 2026MLS #A4694741

WaterfrontHAMMOCK DUNES CLSTRS 16C 19&20

About this home

73 CALLE DEL SUR Lot 50

100' DIRECT, PRIVATE OCEANFRONT - one of the few unbuilt oceanfront homesites in the exclusive Playa del Sur neighborhood of Hammock Dunes Club. Unobstructed ocean & beach access and views to east via 100 foot wide ocean frontage plus picture perfect westward views of Lake San Gabriel across palm-lined walking paths, all surrounded by palatial, Mediterranean style mansions. Although few unbuilt lots remain, there's no timeframe to build. Hammock Dunes is a meticulously landscaped, nationally recognized golf, tennis, sports, & restaurant community with gated access & 24/7 on site security. 73 Calle Del Sur is a deep building lot (>0.39 ac) with 20' setbacks from the front and sides and 25' setback in the rear for building envelope, optimally located in the middle of the prestigious, peaceful Playa del Sur neighborhood & far from the Rte. A1A road noise and headlights. Typical plan (3,500 sq-ft min up to 10,000 on this large lot) places a huge garage on entire ground level with elevator lobby, optional pool on level 2 plus house floors on levels 2-4 having 180 degree wide ocean/sunrise views over dune plus westward lake/sunset views from opposite (street) side of house. Seller already has survey with elevations to assist with planning. Build your oceanfront dream home with a high, palm-filled dune for protection from ocean waves, solid, dry ground for building, wide, pristine beach with rare orange-tinged, cochina sand and Atlantic vistas as far as the eye can see, plus private beach walkover, manicured streets and landscaping, underground utilities already in place, & gated access with 24/7 on site security - all community-maintained, including dunes and walkovers (Each is sited between every two homes and shared with one neighbor via gated access, so that one's ocean and beach view is unobstructed despite full, immediate beach access over the dune.). With fantastic year-round weather Palm Coast is situated between St. Augustine & Jacksonville to the North and Daytona Beach & Cape Canaveral to the South with just 60 minutes to major airports. (Whales, dolphins, and turtles appear ad lib at no community expense!) Membership in the private Hammock Dunes Club is available but not required along with an option for all amenities sans golf at a much reduced price. Its two Audubon-certified golf courses (Tom Fazio, Rees Jones) helped it earn "Distinguished Emerald Club of the World" & "Platinum Club of America" status. Many residents also enjoy the unlimited options for private and social interactions in the Club's panoramic oceanfront clubhouse and heated pool, where two of the Club's restaurants (one formal, one casual) look out upon the beachfront 18th hole and professional-level croquet courts situated in landscaped walks and breezy seating areas with Atlantic waves in the background, plus there's a 5,000 sq ft fitness center with ocean views, laundry, social rooms, & pro-shop, all provided with friendly, professional, long term staff. Club membership also provides access to an additional restaurant, pro-level tennis courts, bocce, and pickleball courts at verdant locations along the golf courses and extensive, natural property. Imagine watching from your own home as the sun rises over the Atlantic through palms, walking several feet for sand and waves, and then later from westward rooms watching the sunset over palms and a lake... It is a rare place which looks as good in person as in photos, or even better...

Facts & features

The home at a glance

0.39 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$238/mo
Taxes (2025)$11,182/yr
PetsYes
CommunityAssociation Recreation - Owned · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fire Hydrant · Natural Gas Available · Phone Available · Public · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,774 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property tax — 2025 actual bill$932
HOA fee — from the listing$238
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,000
Interest rate6.00%
Loan term

Estimated payment

$8,774/mo

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property taxes (actual bill)$932
HOA / condo fee$238
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hammock Dunes

Map of 73 CALLE DEL SUR Lot 50 inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Hammock Dunes — neighborhood snapshot

Population

1,391

Median age

65

Median income

$121,250

Median home value

$772,500

Avg household

2

Households w/ children

31%

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 240% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $1,290,000 · 73 days on market since

Reality check

What actually sold near 73 CALLE DEL SUR Lot 50

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24 SAILFISH DRIVESold · Apr ’26

$400,000

24 SAILFISH DRIVE

3 bd · 2.5 ba · 1,740 sqft · $230/sqft · 2 DOM

16 SAILFISH DRIVESold · May ’26

$470,000

16 SAILFISH DRIVE

3 bd · 3 ba · 1,906 sqft · $247/sqft · 23 DOM

7 MARSHVIEW LANESold · Jan ’26

$550,000

7 MARSHVIEW LANE

3 bd · 2 ba · 1,985 sqft · $277/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 73 CALLE DEL SUR Lot 50 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 73 CALLE DEL SUR Lot 50 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

73 CALLE DEL SUR Lot 50 FAQs

What would the monthly payment be for 73 CALLE DEL SUR Lot 50?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,774/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 73 CALLE DEL SUR Lot 50?+

The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 73 CALLE DEL SUR Lot 50?+

The most recent tax bill on record (2025) was $11,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 73 CALLE DEL SUR Lot 50?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,290,000, this home is listed about 223% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 73 CALLE DEL SUR Lot 50?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,290,000 runs 240% above the PALM COAST 32137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4694741.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 73 CALLE DEL SUR Lot 50 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 13, 2026 at 4:45 PM UTC. The listing information on this page last changed on August 13, 2026 at 4:45 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 13, 2026 at 4:45 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 13, 2026 at 4:45 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.