David Ramirez
$715,0001 bd1.5 ba900 sqft$794 /sqft$5,024 /mo all-in ↓

800 BENJAMIN FRANKLIN DRIVE UNIT 304, SARASOTA, FL, 34236

Active64 days on marketListed May 22, 2026MLS #A4694518

Priced 16% below the SARASOTA 34236 medianFully furnishedCondominiumLIDO AMBASSADOR

About this home

800 BENJAMIN FRANKLIN DRIVE UNIT 304

Welcome to Unit 304 at Lido Ambassador — a beautifully appointed 1-bedroom, 1.5-bath residence where coastal elegance and comfort come together. This exceptional residence is located within an intimate community of just 74 residences, offering a more private and relaxed lifestyle in one of the best locations directly on Lido Key Beach. The stunning kitchen features quartz countertops, designer light fixtures, and a stylish modern feel, perfect for everyday living or entertaining. The inviting living room offers a versatile sectional which can be arranged as two twin beds for guests, while the dining area is enhanced with lovely Serena & Lily dining chairs that complement the home's relaxed coastal aesthetic. The coastal vibe continues into the spacious primary bedroom featuring a king-size bed designed for comfort and relaxation. Step outside onto your private balcony and take in stunning Gulf views while enjoying the sea breeze. Additional features include private storage, assigned parking space, and a recently installed new A/C for added comfort and peace of mind. Residents enjoy a community pool with exciting upgrades nearing completion, a fitness room, and a recreational room complete with a pool table and gathering space for community activities and social events. Ideally situated next door to Lido Beach Resort and within walking distance to St. Armands Circle and the beautiful beaches of Lido Key, this residence represents an exceptional value and offers one of the best locations on Lido Key Beach. Paradise is calling-unpack and start living the dream! Being sold Turn-key furnished for a seamless transition to beachside living!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

900

Sqft

0 ac

Lot size

1978

Year built

One

Levels

$794

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionConcrete · Stucco
FoundationSlab
FacesNorthwest
ParkingCovered · Ground Level
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$8,856/yr
PetsNo
CommunityCommunity Mailbox · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,024 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property tax — 2025 actual bill$738
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,500
Interest rate6.00%
Loan term

Estimated payment

$5,024/mo

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property taxes (actual bill)$738
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $715K
$402KedgeAI estimate $495,263 · range $419K$686K$744K

vs edgeAI estimate

+44.4%

$/sqft vs Sarasota actives

$794 vs $333

Days on market

64 vs 58 typical

Where $794/sqft sits among the 400 Sarasota actives

228
61
32 · this home
26
20
33
$152–390$390–628$628–866$866–1104$1104–1342$1342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 800 BENJAMIN FRANKLIN DRIVE UNIT 304

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34236 — neighborhood snapshot

Population

13,916

Median age

66.6

Median income

$96,400

Median home value

$917,100

Avg household

1.63

Households w/ children

460

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

158 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

May 22, 2026Listed at $715,000 · 64 days on market since
1978Built · LIDO AMBASSADOR

Reality check

What actually sold near 800 BENJAMIN FRANKLIN DRIVE UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

800 BENJAMIN FRANKLIN DRIVE UNIT 308Sold · May ’26

$1,050,000

800 BENJAMIN FRANKLIN DRIVE UNIT 308 · same community

2 bd · 2 ba · 1,350 sqft · $778/sqft · 48 DOM

1770 BENJAMIN FRANKLIN DR UNIT 704Sold · Mar ’26

$545,000

1770 BENJAMIN FRANKLIN DR UNIT 704

1 bd · 1 ba · 900 sqft · $606/sqft · 96 DOM

1001 BENJAMIN FRANKLIN DRIVE UNIT 403Sold · Jun ’26

$385,000

1001 BENJAMIN FRANKLIN DRIVE UNIT 403

1 bd · 1.5 ba · 813 sqft · $474/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 800 BENJAMIN FRANKLIN DRIVE UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 800 BENJAMIN FRANKLIN DRIVE UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

800 BENJAMIN FRANKLIN DRIVE UNIT 304 FAQs

What would the monthly payment be for 800 BENJAMIN FRANKLIN DRIVE UNIT 304?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,024/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 800 BENJAMIN FRANKLIN DRIVE UNIT 304?+

The most recent tax bill on record (2025) was $8,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 800 BENJAMIN FRANKLIN DRIVE UNIT 304?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $715,000, this home is listed about 25% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kathryn Dieter. MLS #A4694518.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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