David Ramirez
$749,0003 bd2 ba2,034 sqft$368 /sqft$5,219 /mo all-in ↓

103 BISHOPS COURT ROAD, OSPREY, FL, 34229

Active72 days on marketListed May 22, 2026MLS #A4694468

Single Family ResidenceOAKS

About this home

103 BISHOPS COURT ROAD

**LOCATED IN A DESIRABLE, MAINTENANCE-FREE, COUNTRY CLUB COMMUNITY** this Charming and Cozy 3-Bedroom, 2-Full Bath home sits on a premium Corner Lot directly across from the Community Pool. Featuring a NEW ROOF, 2-Car Garage, and a Spacious and Private screened lanai perfect for relaxing or entertaining, this home offers comfort and convenience throughout. Situated in Flood Zone “X” for added peace of mind. THE OAKS is a distinguished, 24hr Guarded, Country Club Community which boasts many accolades including: Platinum Club of America, Emerald Club of the World, Elite Distinguished Club of the World and One of America’s Healthiest Clubs - where amenities include Three Restaurants, Ballroom, Two 18-hole championship GOLF courses, award-winning RACQUETS program with 12 Har-Tru Hydro-Grid TENNIS courts, 4 PICKLEBALL Courts, wonderful CROQUET facility, state-of-the-art FITNESS center and junior Olympic, heated community SWIMMING POOL, Bocce, Basketball Court, Playground and more! The Oaks is just minutes from nationally ranked Pine View School, the Legacy Bike Trail, area Beaches and all that Gulf Coast living has to offer. Membership is required and there is NO WAITLIST for GOLF or SOCIAL Membership.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,034

Sqft

0.2 ac

Lot size

2

Garage

2000

Year built

One

Levels

$368

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

HOA fee$425/mo
Taxes (2025)$3,743/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,219 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$312
HOA fee — from the listing$425
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,219/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$312
HOA / condo fee$425
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$518KedgeAI estimate $563,247 · range $540K$591K$779K

vs edgeAI estimate

+33%

$/sqft vs OAKS

$368 vs $399

Days on market

72 vs 57 typical

Where $368/sqft sits among the 16 homes for sale in OAKS

6
0
0
5 · this home
3
2
$77–166$166–254$254–342$342–430$430–519$519+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 103 BISHOPS COURT ROAD

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

5 of 16

OAKS have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the Osprey median. See the full Osprey market guide →

Paper trail

This home's history

May 22, 2026Listed at $749,000 · 72 days on market since
2000Built · OAKS

Reality check

What actually sold near 103 BISHOPS COURT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2117 PUTTER PLACESold · Mar ’26

$450,000

2117 PUTTER PLACE · same community

4 bd · 2 ba · 1,938 sqft · $232/sqft · 35 DOM

228 SAINT JAMES PARKSold · May ’26

$1,600,000

228 SAINT JAMES PARK · same community

3 bd · 2.5 ba · 2,425 sqft · $660/sqft · 33 DOM

25225 BUNTING CIRCLESold · Aug ’25

$700,000

25225 BUNTING CIRCLE · same community

4 bd · 3 ba · 2,539 sqft · $276/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 103 BISHOPS COURT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 BISHOPS COURT ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

103 BISHOPS COURT ROAD FAQs

What would the monthly payment be for 103 BISHOPS COURT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,219/mo — principal and interest, the actual property-tax bill, the $425/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 103 BISHOPS COURT ROAD?+

The association fee works out to $425 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 103 BISHOPS COURT ROAD?+

The most recent tax bill on record (2025) was $3,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 103 BISHOPS COURT ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $749,000, this home is listed about 8% above the Osprey median of $692,000. The market section on this page shows how the area is trending.

Listing courtesy of GENEROUS PROPERTY · Mark Lyda. MLS #A4694468.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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