2726 89TH STREET CIRCLE E, PALMETTO, FL, 34221
Active49 days on marketListed Jun 5, 2026MLS #A4694407
About this home
2726 89TH STREET CIRCLE E
Virtually Staged. Beautiful 2023-built home available for annual lease starting August 1st! Situated on a rare quarter-acre lot within a quiet community, this upgraded 3-bedroom, 2.5-bath home offers modern comfort, extra privacy, and a spacious fenced backyard. The open-concept floor plan features 9-foot ceilings downstairs, a modern kitchen with center island, stainless steel appliances, and upgraded finishes throughout. Upstairs, a spacious loft provides flexible space for a home office, media room, or guest area. Additional features include an attached 2-car garage, built-in 7-speaker surround sound, washer and dryer, 240V outlet in the garage for EV charging, and an additional 240V outlet at the rear of the home. Enjoy outdoor living on the 20’ x 10’ covered back porch overlooking the oversized fenced yard—perfect for relaxing or entertaining. The home is located away from the main road for added peace and reduced noise. Community amenities include a pool. Convenient location just minutes from the interstate, shopping, dining, and daily essentials, with easy access to St. Pete, Clearwater, and Cortez. Modern, energy-efficient, and move-in ready!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,908
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $207
Days on market
49 vs 55 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2726 89TH STREET CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$735,000
12471 NW 78th Manor, Parkland FL 33067 · same community
3 bd · 2 ba · 1,913 sqft · $384/sqft · 35 DOM
Sold · Aug ’25$450,000
612 HERON BAY DRIVE · same community
4 bd · 2.5 ba · 2,127 sqft · $212/sqft · 45 DOM
Sold · Apr ’26$315,000
2688 89TH STREET CIRCLE E · same community
4 bd · 2 ba · 1,637 sqft · $192/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2726 89TH STREET CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2726 89TH STREET CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2726 89TH STREET CIRCLE E FAQs
What would the monthly payment be for 2726 89TH STREET CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2726 89TH STREET CIRCLE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,900, this home is listed about 99% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2726 89TH STREET CIRCLE E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Wendy Lynn. MLS #A4694407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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