David Ramirez
$618,9503 bd2 ba1,898 sqft$326 /sqft$4,478 /mo all-in ↓

747 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active62 days on marketListed May 23, 2026MLS #A4694402

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 05

About this home

747 BAL HARBOR BOULEVARD

Welcome to paradise in beautiful Punta Gorda, Florida! Nestled along a serene canal just off sought-after Bal Harbor Blvd, this stunning ranch-style waterfront home offers the perfect blend of coastal charm, comfort, and investment opportunity. Featuring 3 spacious bedrooms, 2 beautifully appointed bathrooms, and an immaculate 2-car garage, this meticulously maintained home is being sold completely turnkey and is fully set up for Airbnb or seasonal rental income. Step outside to your private tropical oasis complete with a screened-in heated pool, breathtaking water views, private dock, and boat lift — providing quick access to some of Southwest Florida’s finest boating and fishing waters. Inside, enjoy an open and inviting layout filled with natural light, ideal for entertaining or simply relaxing in your own slice of paradise. Conveniently located near Fishermen’s Village, waterfront dining, boutique shopping, top-rated schools, parks, golf courses, and easy access to I-75, this exceptional property truly has it all. Whether you’re searching for a full-time residence, vacation retreat, or income-producing investment property, this Punta Gorda gem is Florida living at its finest!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,898

Sqft

0.22 ac

Lot size

2

Garage

1977

Year built

One

Levels

$326

Per sqft

Private poolWaterfrontFireplaceWater viewTurnkey

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Lighting · Outdoor Grill · Private Mailbox · Storage

Community & fees

Taxes (2025)$8,949/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,478 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$746
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,895Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,895
Interest rate6.00%
Loan term

Estimated payment

$4,478/mo

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property taxes (actual bill)$746
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $619K
$550KedgeAI estimate $608,260 · range $573K$687K$714K

vs edgeAI estimate

+1.8%

Days on market

62 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 747 BAL HARBOR BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 128% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

May 23, 2026Listed at $618,950 · 62 days on market since
1977Built · PUNTA GORDA ISLES SEC 05

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 747 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 747 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

747 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 747 BAL HARBOR BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,478/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 747 BAL HARBOR BOULEVARD?+

The most recent tax bill on record (2025) was $8,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 747 BAL HARBOR BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $618,950, this home is listed about 79% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 747 BAL HARBOR BOULEVARD?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY MARK ASSOCIATES · Leanne McVicker. MLS #A4694402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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