David Ramirez
$3,400,0004 bd5 ba6,721 sqft$506 /sqft$20,858 /mo all-in ↓

1045 FOX CREEK DRIVE, SARASOTA, FL, 34240

Active67 days on marketListed May 27, 2026MLS #A4694380

Private poolSingle Family ResidenceFOX CREEK ACRES

About this home

1045 FOX CREEK DRIVE

Beyond a long, palm-lined approach awaits a private Sarasota estate, exclusively situated on 5.1 expansive acres and designed as a self-contained family enclave with a sweeping circular paver driveway welcoming you home, where privacy and the Florida lifestyle begin. The primary residence spans 6,721 square feet, making a grand architectural statement the moment you enter a foyer flanked by soaring 24-foot ceilings. Abundant natural light, French doors, and rich maple built-ins complement a versatile floor plan centered around a Great Room with a fireplace beneath a soaring 22-foot ceiling, a formal dining room with custom tray ceilings, two private offices—one with a wood-beamed cedar ceiling—and an approximately 1,000-square-foot recreation wing complete with its own full kitchen and bath. At the heart of the home, the kitchen showcases Campbell Cabinetry, a spacious L-shaped island, butler's pantry, and professional-grade Wolf and Sub-Zero appliances, including dual ovens and a warming drawer. The first-floor owner's suite offers a private sitting area, spa-inspired bath, and peaceful views overlooking the estate and pool. Outdoor living centers around a 1200 ft. screened lanai area including a saltwater pool overlooking expansive lawns and mature landscaping that naturally buffers the property. Recreational amenities include a basketball court and a dedicated section of the driveway already marked for pickleball. The grounds are anchored by a detached multi-car garage pavilion designed for collectors and hobbyists, with oversized 11-foot doors, dedicated space for RV and boat storage, covered carport, and a fully plumbed auxiliary suite with a full bath—ideal as a private office, guest retreat, or flexible workspace. Built with poured-concrete construction, comprehensive rebar reinforcement, an elevated foundation, standby generator, salt-and-carbon water filtration system, separate sprinkler well, and a 13-camera security system, the home was engineered for lasting structural integrity. The OUE1-zoned acreage accommodates equestrian pursuits, miniature horses, alpacas, and other hobby livestock while offering the advantages of Flood Zone X, an exceptionally low annual HOA fee, and no CDD. Positioned at the center of it all, the estate sits just 3.5 miles from Waterside Place, 4 miles from the University Town Center district, and 4.5 miles from Main Street Lakewood Ranch—placing championship golf, premier dining, luxury shopping, and vibrant community events within minutes. Beyond your gates, you have the allure of downtown Sarasota, world-renowned Gulf Coast beaches, and the Sarasota International Airport all nearby your new address!

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

6,721

Sqft

5.1 ac

Lot size

5

Garage

2007

Year built

Two

Levels

$506

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingBoat · Circular Driveway · Garage Door Opener · Garage Faces Side · RV Parking · Workshop in Garage
ExteriorBasketball Court · French Doors · Irrigation System · Lighting · Outdoor Shower · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$12,620/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$20,858 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property tax — 2025 actual bill$1,052
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $340,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $340,000
Interest rate6.00%
Loan term

Estimated payment

$20,858/mo

Principal & interest$18,346
PMI (est., until 20% equity)$1,275
Property taxes (actual bill)$1,052
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$506 vs $343

Days on market

67 vs 58 typical

Where $506/sqft sits among the 400 Sarasota actives

215
59 · this home
38
24
26
38
$158–361$361–563$563–765$765–967$967–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 1045 FOX CREEK DRIVE

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

153 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 446% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

May 27, 2026Listed at $3,400,000 · 67 days on market since
2007Built · FOX CREEK ACRES

Reality check

What actually sold near 1045 FOX CREEK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7156 WILDERNESS LANESold · Apr ’26

$703,000

7156 WILDERNESS LANE · same community

3 bd · 2 ba · 3,311 sqft · $212/sqft · 80 DOM

7535 CASTLE DRIVESold · May ’26

$905,000

7535 CASTLE DRIVE

5 bd · 4 ba · 2,968 sqft · $305/sqft · 6 DOM

1165 VEREDA VERDESold · Jun ’26

$870,000

1165 VEREDA VERDE

4 bd · 2 ba · 2,710 sqft · $321/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1045 FOX CREEK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1045 FOX CREEK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1045 FOX CREEK DRIVE FAQs

What would the monthly payment be for 1045 FOX CREEK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,858/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1045 FOX CREEK DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1045 FOX CREEK DRIVE?+

The most recent tax bill on record (2025) was $12,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1045 FOX CREEK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $3,400,000, this home is listed about 496% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1045 FOX CREEK DRIVE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,400,000 runs 446% above the SARASOTA 34240 median — but at 6,721 sqft it's also nearly 4 times the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FINE PROPERTIES · Judi Taulbee. MLS #A4694380.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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