David Ramirez
$22,5003 bd3 ba2,628 sqft$9 /sqft$323 /mo all-in ↓

5100 COCONUT ROAD UNIT 705, ESTERO, FL, 34134

Active33 days on marketListed Jun 16, 2026MLS #A4694356

Priced 98% below the ESTERO 34134 medianNew constructionWaterfrontCondominiumSALTLEAF ON ESTERO BAY

About this home

5100 COCONUT ROAD UNIT 705

Virtually Staged. RARE & Brand NEW RITZ-Carlton residence at Saltleaf on Estero Bay, available for lease 6-12 months, or longer. The NEW Building JUST OPENED May 2026 with 5 star dining & all the amenities you would expect at a RITZ property. Tours available with a CONFIRMED APPOINTMENT IN ADVANCE! Now that the building is OPEN, NEW interior photos have been added to show this fabulous residence & it's upgrades!! Unique opportunity to lease & use your furnishings until your NEW condo is ready! Preferred stack with no other towers in your view. Nestled along the serene shores of Estero Bay in Southwest Florida, situated within 500 acres of lush lands and unobstructed views of Estero Bay and the Gulf of Mexico. The Ritz-Carlton Residences, Estero Bay stands as a testament to luxury living at its finest. Stretching majestically across the waterfront, this unparalleled development will consist of two 22-story striking towers developed by London Bay Development Group. With a total of 224 residences, every detail has been meticulously crafted to provide the epitome of comfort and elegance. As you step into this exclusive enclave, you are greeted by a sense of tranquility and sophistication. Residents are treated to a myriad of amenities, including a sports simulator room, theater, teen and kids club, a luxurious beauty salon and spa, 24-hour concierge, bellman, and valet services. A wellness center with state-of-the-art fitness equipment, a yoga and Pilates studio, a private training section, and locker rooms with steam and sauna. Where indulgence and relaxation converge seamlessly. 3 pools to include a dedicated Lap Pool! Enjoy direct access to Saltleaf featuring a 72-boat slip marina, a new 18-hole championship golf course, a 9-hole short course, tennis, pickleball, and a 5-star restaurant. Enjoy the Sunset Lounge, private dining room, and daily continental breakfast at the Sports and News Cafe. Experience waterfront living at its finest, where every sunset marks the beginning of another unforgettable day in paradise where luxury meets coastal splendor. This BRAND NEW & NEVER OCCUPIED residence features top line Italkraft custom closet package in the owners suite closet also ($50,000 value).

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,628

Sqft

0 ac

Lot size

2

Garage

2026

Year built

One

Levels

$9

Per sqft

WaterfrontPool & Water view

Inside

AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric · Exhaust Fan · Natural Gas

Outside & construction

ViewPool · Water
ParkingAssigned · Deeded · Electric Vehicle Charging Station(s) · Garage Door Opener · Guest · Under Building · Valet

Community & fees

PetsNo
CommunityAssociation Recreation - Owned · Fitness Center · Gated Community - Guard · Pool · Restaurant

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$323 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$132
FHA mortgage insurance (est.)$10
Est. property taxes (1.1%/yr)$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $788Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $788
Interest rate6.00%
Loan term

Estimated payment

$323/mo

Principal & interest$132
FHA mortgage insurance (est.)$10
Est. property taxes$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Estero actives

$9 vs $316

Days on market

33 vs 24 typical

Where $9/sqft sits among the 8 Estero actives

0 · this home
1
0
0
2
5
$9–66$66–123$123–180$180–237$237–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Estero

Map of 5100 COCONUT ROAD UNIT 705

Get to know Estero. See the full Estero guide →

ESTERO 34134 — neighborhood snapshot

Population

16,403

Median age

69.1

Median income

$122,102

Median home value

$659,600

Avg household

1.89

Households w/ children

351

For the school run

Lee County School District

ElementarySpring Creek Elementary School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
ElementaryBonita Springs Elementary School★★★★★
HighBonita Springs High School★★★★★
HighEstero High School★★★★★
ElementaryPinewoods Elementary School★★★★
ElementaryThree Oaks Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementarySan Carlos Park Elementary School★★★★
ElementaryRayma C. Page Elementary School★★★★
MiddleLexington Middle School★★★★★
HighSouth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Estero market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$805K$628K

Estero median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

3 of 8

Estero actives have cut their price

Median sold price, Estero, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the ESTERO 34134 median. See the full Estero market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $22,500 · 33 days on market since
2026Built · SALTLEAF ON ESTERO BAY

Reality check

What actually sold near 5100 COCONUT ROAD UNIT 705

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24627 S SEAS BOULEVARDSold · Nov ’25

$209,000

24627 S SEAS BOULEVARD

2 bd · 2 ba · 1,056 sqft · $198/sqft · 291 DOM

24631 S SEAS BOULEVARDSold · May ’26

$157,000

24631 S SEAS BOULEVARD

2 bd · 2 ba · 672 sqft · $234/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5100 COCONUT ROAD UNIT 705 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5100 COCONUT ROAD UNIT 705 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5100 COCONUT ROAD UNIT 705 FAQs

What would the monthly payment be for 5100 COCONUT ROAD UNIT 705?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $323/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5100 COCONUT ROAD UNIT 705?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Estero?+

At $22,500, this home is listed about 96% below the Estero median of $529,450. The market section on this page shows how the area is trending.

Which schools are assigned to 5100 COCONUT ROAD UNIT 705?+

Spring Creek Elementary School (elementary), Bonita Springs Middle Center For The Arts (middle), Bonita Springs Elementary School (elementary), Bonita Springs High School (high), Estero High School (high), Pinewoods Elementary School (elementary), Three Oaks Elementary School (elementary), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ESTERO 34134 market on paper

$22,500 is 98% below the ESTERO 34134 median of $949,000, and at $9/sqft it sits under the Estero average of $287.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Spring Creek Elementary School, Bonita Springs Middle Center For The Arts, Bonita Springs Elementary School, Bonita Springs High School, Estero High School, Pinewoods Elementary School, Three Oaks Elementary School, Three Oaks Middle School, San Carlos Park Elementary School, Rayma C. Page Elementary School, Lexington Middle School, South Fort Myers High School — Pinewoods Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL ESTATE SPECIALTY SVCS II · Tracey Young. MLS #A4694356.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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