David Ramirez
$610,000$748,0003 bd2 ba2,084 sqft$293 /sqft$5,094 /mo all-in ↓

7412 SUMMERLAND COVE, LAKEWOOD RANCH, FL, 34202

Active83 days on marketListed May 20, 2026MLS #A4694052

Reduced $138KWaterfrontSingle Family ResidenceDEL WEBB PH V SUBPH 5A, 5B & 5C; LOT 1179

About this home

7412 SUMMERLAND COVE

Owner's loss, YOUR GAIN! Why live in a construction zone when you can live in this fabulous one story single family with over $125,000 in upgrades since 2024! Welcome to this beautifully upgraded Mystique model with extended lanai in the highly desirable 55 Plus community of Del Webb Lakewood Ranch. Perfectly positioned with a peaceful water view and tucked away from the busier roads, this home also enjoys close proximity to the secondary community pool and amenities for added convenience. The extended covered lanai is one of the standout features of the home, offering tranquil water views, remote-controlled hurricane-rated storm screens, and a solid privacy wall that creates the potential for future enclosure if desired. There is also room for a future pool. This thoughtfully designed 3-bedroom plus study home offers 2,084 sq ft of open living space with porcelain tile throughout, quartz counters throughout, custom trim work, custom lighting, dimmer switches, ample ceiling fans throughout, 8 ft doors, and elegant custom paint finishes. The spacious study with solid double doors provides flexibility for a home office, den, or guest overflow space. The kitchen features an oversized quartz island, abundant cabinetry, induction cooktop with custom overhead venting system, wall oven, separate microwave, walk-in pantry, and an open flow into the dining and living areas-ideal for entertaining. The natural gas line is currently capped as a future alternative if preferred. All major appliances are included with the home. The primary suite offers a spacious and thoughtfully designed retreat with a large walk-in shower, dual vanities, quartz counters, tile extended to the ceiling for an elegant finish, grab rails for added convenience, a linen closet, and a large customized walk-in closet. Pocket doors in two locations enhance the overall flow and functionality of the suite, including the private water closet area. The secondary bedroom features upgraded impact-rated bay windows that enhance both natural light and storm protection. The remaining windows include professionally installed 3M protective film for additional comfort and peace of mind. The guest bath also includes grab rails and tile extended to the ceiling, creating a refined and cohesive design throughout the home. Additional upgrades include a whole-house generator, hurricane shutters, epoxy garage floor, high-end electric washer and dryer with pedestals, and an exceptionally functional laundry room complete with a sink with cabinet, second refrigerator, custom wall closet system, upper storage, clothes drying rods, and a large storage area. The relocation of the air handler to the garage ceiling creates additional usable laundry and storage space while contributing to quieter interior living areas. Del Webb Lakewood Ranch offers resort-style amenities including pools, fitness center, clubhouse, "Cheers" restaurant, pickleball, tennis, social activities galore, and gated entry-all within one of the nation's premier master-planned communities in the country, Lakewood Ranch.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,084

Sqft

0.16 ac

Lot size

2

Garage

2022

Year built

One

Levels

$293

Per sqft

WaterfrontTrees/Woods & Water view55+ community

Inside

FlooringBrick/Stone · Epoxy · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Yard · Rain Gutters · Shade Shutter(s) · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$535/mo
Taxes (2025)$10,541/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,094 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$878
HOA fee — from the listing$535
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$5,094/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$878
HOA / condo fee$535
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $610K
$534KedgeAI estimate $624,275 · range $556K$652K$678K

vs edgeAI estimate

−2.3%

$/sqft vs Lakewood Ranch actives

$293 vs $275

Days on market

83 vs 51 typical

Where $293/sqft sits among the 266 Lakewood Ranch actives

93
82 · this home
36
16
15
24
$196–255$255–314$314–374$374–433$433–493$493+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Del Webb

Map of 7412 SUMMERLAND COVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Del Webb — neighborhood snapshot

Population

1,146

Median age

66

Median income

$128,011

Median home value

$750,800

Avg household

2

Households w/ children

53%

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market2.1 months of inventoryBuyer’s market

$577K$600K

Lakewood Ranch median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

122 of 266

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $610,000 $138K
May 20, 2026Listed at $748,000 · 83 days on market since
2022Built · DEL WEBB PH V SUBPH 5A, 5B & 5C; LOT 1179

Reality check

What actually sold near 7412 SUMMERLAND COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8217 PAVIA WAYSold · Apr ’26

$1,650,000

8217 PAVIA WAY

3 bd · 2.5 ba · 2,427 sqft · $680/sqft · 124 DOM

16904 VERONA PLACESold · Mar ’26

$1,750,000

16904 VERONA PLACE

3 bd · 2.5 ba · 2,429 sqft · $720/sqft · 50 DOM

16907 VERONA PLACESold · Apr ’26

$1,470,000

16907 VERONA PLACE

3 bd · 3 ba · 2,481 sqft · $593/sqft · 244 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7412 SUMMERLAND COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7412 SUMMERLAND COVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

7412 SUMMERLAND COVE FAQs

What would the monthly payment be for 7412 SUMMERLAND COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,094/mo — principal and interest, the actual property-tax bill, the $535/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7412 SUMMERLAND COVE?+

The association fee works out to $535 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7412 SUMMERLAND COVE?+

The most recent tax bill on record (2025) was $10,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7412 SUMMERLAND COVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $610,000, this home is listed about 2% above the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7412 SUMMERLAND COVE?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $535/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $748,000, now $610,000 — a $138K cut. The full history is in the market section below.

Listing courtesy of ARISTA REALTY GROUP, LLC · Georgia Pizzarelli. MLS #A4694052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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