12645 PROMENADE ESTATES BOULEVARD, SARASOTA, FL, 34238
Active81 days on marketListed May 15, 2026MLS #A4693726
About this home
12645 PROMENADE ESTATES BOULEVARD
Welcome to this beautifully cared-for 3-bedroom, 2.5-bath, plus office/den home nestled within the sought-after gated community of Promenade Estates in Palmer Ranch. Thoughtfully designed for both everyday comfort and entertaining, this home offers an open-concept layout with split bedrooms that provide both functionality and privacy. The spacious main living areas create a bright and inviting atmosphere perfect for gathering with family and friends. The home offers plantation shutters throughout. Enjoy peaceful backyard views overlooking two large ponds, creating a serene setting to relax and unwind. Your private backyard retreat also features a saltwater pool and hot tub with an electric heater, allowing for year-round enjoyment. An outdoor shower adds extra convenience for pool days. The home has an extended wide driveway, and the garage offers convenient overhead storage for added organization and functionality. Residents of Promenade Estates enjoy resort-style amenities including a clubhouse, fitness center, resort-style pool, splash pad, playground, basketball court, volleyball court, dog park, and outdoor gathering spaces—all within the sought-after Palmer Ranch area close to shopping, dining, The Legacy Trail, and Siesta Key beaches.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,045
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,640 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,640/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Sarasota actives
$311 vs $343
Days on market
81 vs 62 typical
Where $311/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
The numbers that matter
The Sarasota market
$475K → $495K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
152 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the Sarasota median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 12645 PROMENADE ESTATES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$445,000
12695 NIGHT VIEW DRIVE · same community
4 bd · 2 ba · 1,839 sqft · $242/sqft · 66 DOM
Sold · Jun ’26$333,000
4444 AQUA MIRAGE STREET · same community
3 bd · 2.5 ba · 1,819 sqft · $183/sqft · 74 DOM
Sold · May ’26$1,025,000
12709 LATERAL ROOT DRIVE · same community
5 bd · 3.5 ba · 3,859 sqft · $266/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12645 PROMENADE ESTATES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12645 PROMENADE ESTATES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12645 PROMENADE ESTATES BOULEVARD FAQs
What would the monthly payment be for 12645 PROMENADE ESTATES BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,640/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12645 PROMENADE ESTATES BOULEVARD?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12645 PROMENADE ESTATES BOULEVARD?+
The most recent tax bill on record (2025) was $6,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12645 PROMENADE ESTATES BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $635,000, this home is listed about 11% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$635,000 runs 11% above the Sarasota median — but at 2,045 sqft it's also 21% larger than the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $649,900, now $635,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Julie Franklin. MLS #A4693726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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