David Ramirez
$925,0004 bd2 ba3,037 sqft$305 /sqft$6,276 /mo all-in ↓

3524 S SCHOOL AVENUE, SARASOTA, FL, 34239

Active80 days on marketListed May 15, 2026MLS #A4693494

Private poolSingle Family ResidenceSOUTH GATE

About this home

3524 S SCHOOL AVENUE

From the moment you arrive, you’ll fall in love with the charm, warmth, and unbeatable location of this tropical Mediterranean retreat in Sarasota’s highly desirable South Gate neighborhood, located within the coveted Southside School District. Perfectly situated in the heart of it all, this home places you just minutes from the world-renowned Siesta Key Beach while also being steps away from your favorite restaurants, boutique shopping, grocery stores, gyms, movie theater, and everyday conveniences. This is the rare opportunity to enjoy a true walkable lifestyle while still having the privacy and comfort of a spacious family home. Light-filled and inviting, this beautifully maintained single-story residence offers an open and airy floor plan designed for both relaxing and entertaining. With four spacious bedrooms, two remodeled bathrooms, multiple living and dining areas, a breakfast nook, sunroom, and dedicated home theater room, there is space for everyone to gather while still enjoying privacy and comfort. Large sliding glass doors, solar tubes, and gorgeous porcelain marble-look flooring fill the home with natural light and create a bright, welcoming atmosphere throughout. Step outside and discover your own private backyard paradise. The newly added heated pool with paver deck, lush tropical landscaping, fenced yard, and multiple entertaining spaces create the perfect setting for enjoying Florida living year-round. Whether you’re unwinding by the electric fireplace, soaking in the jetted tub, hosting friends and family, or biking to Siesta Key for sunset, this home offers the lifestyle buyers dream about. Thoughtful updates include a 2022 roof, newer flooring throughout, updated bathrooms, and a new water heater. The oversized two-car garage with space for a workshop, spacious laundry room, circular paver driveway, and sprinkler system on well water add both convenience and value. Currently operating as a successful vacation rental with weekly rentals allowed within city limits, the property also presents exceptional income-producing potential or flexibility for a future in-law suite. Offering one of the lowest costs per square foot in South Gate, this exceptional property combines location, lifestyle, and versatility in one unforgettable home buyers will instantly fall in love with.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

3,037

Sqft

0.29 ac

Lot size

2

Garage

1957

Year built

One

Levels

$305

Per sqft

Private poolFireplacePool viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Stone Counters · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ParkingCircular Driveway · Driveway · Garage Door Opener · Ground Level
ExteriorOutdoor Grill · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$9,338/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,276 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$778
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,276/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$778
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$888KedgeAI estimate $1,717,034 · range $1.6M$1.8M$1.9M

vs edgeAI estimate

−46.1%

$/sqft vs SOUTH GATE

$305 vs $390

Days on market

80 vs 58 typical

Where $305/sqft sits among the 21 homes for sale in SOUTH GATE

4
5 · this home
2
3
2
5
$247–301$301–355$355–409$409–464$464–518$518+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 3524 S SCHOOL AVENUE

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34239 — neighborhood snapshot

Population

14,795

Median age

55.4

Median income

$76,378

Median home value

$418,300

Avg household

2.1

Households w/ children

1,407

For the school run

Sarasota County School District

ElementaryWilkinson Elementary School★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

12 of 21

SOUTH GATE have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the SARASOTA 34239 median. See the full Sarasota market guide →

Paper trail

This home's history

May 15, 2026Listed at $925,000 · 80 days on market since
1957Built · SOUTH GATE

Reality check

What actually sold near 3524 S SCHOOL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3410 S SCHOOL AVENUESold · May ’26

$710,000

3410 S SCHOOL AVENUE · same community

4 bd · 4 ba · 3,229 sqft · $220/sqft · 159 DOM

3118 KEY WAYSold · Jun ’26

$560,000

3118 KEY WAY · same community

4 bd · 2 ba · 2,370 sqft · $236/sqft · 56 DOM

3016 TANGLEWOOD DRIVESold · Jan ’26

$460,000

3016 TANGLEWOOD DRIVE · same community

4 bd · 2.5 ba · 2,290 sqft · $201/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3524 S SCHOOL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3524 S SCHOOL AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3524 S SCHOOL AVENUE FAQs

What would the monthly payment be for 3524 S SCHOOL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,276/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3524 S SCHOOL AVENUE?+

The most recent tax bill on record (2025) was $9,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3524 S SCHOOL AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $925,000, this home is listed about 62% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3524 S SCHOOL AVENUE?+

Wilkinson Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Seth Westerberg. MLS #A4693494.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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