David Ramirez
$283,000$312,0002 bd2 ba1,498 sqft$189 /sqft$2,810 /mo all-in ↓

3610 NARANJA WAY UNIT 8510, SARASOTA, FL, 34232

Active79 days on marketListed May 15, 2026MLS #A4693394

Reduced $29KVillaVILLAGE PLAZA SEC 5

About this home

3610 NARANJA WAY UNIT 8510

SELLER TO PROVIDE A CLOSING CREDIT EQUAL TO SIX MONTHS OF HOA DUES. Nestled on a quiet dead-end street in the highly sought-after 55+ community of Village Plaza, this beautifully renovated Sarasota villa offers the perfect blend of comfort, style, and convenience. Featuring 2 bedrooms, 2 bathrooms, and a spacious 2-car garage, the home showcases an open-concept layout with soaring vaulted ceilings and abundant natural light throughout the main living area. The updated kitchen features modern finishes and flows seamlessly into the dining and living spaces, creating an ideal setting for both everyday living and entertaining. Neutral tones and laminate flooring throughout provide a clean, cohesive aesthetic, while recent upgrades include a new water heater (2026), comfort-height toilets (2025), all water lines replaced (2023), appliances (2023), and durable, waterproof epoxy-coated garage flooring for added style and practicality. Enjoy year-round Florida living from the enclosed lanai, the perfect space for morning coffee or evening relaxation. Village Plaza is known for its vibrant social atmosphere and resort-style amenities, including a clubhouse, heated community pool, pickleball courts, fitness center with sauna and showers, billiards, and shuffleboard. Ideally located just minutes from downtown Sarasota, the community also offers convenient walkable access to shopping, dining, and everyday essentials. Outdoor enthusiasts will appreciate being less than a mile from the renowned Legacy Trail, one of Sarasota’s premier destinations for walking, biking, and recreation. This exceptional villa combines thoughtful updates, an active lifestyle, and an unbeatable location in one of Sarasota’s most desirable communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,498

Sqft

3.54 ac

Lot size

2

Garage

1978

Year built

One

Levels

$189

Per sqft

Park/Greenbelt & Trees/Woods viewNegotiable55+ community

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewPark/Greenbelt · Trees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Irrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$633/mo
Taxes (2025)$2,715/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,810 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,666
FHA mortgage insurance (est.)$125
Property tax — 2025 actual bill$226
HOA fee — from the listing$633
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,905Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,905
Interest rate6.00%
Loan term

Estimated payment

$2,810/mo

Principal & interest$1,666
FHA mortgage insurance (est.)$125
Property taxes (actual bill)$226
HOA / condo fee$633
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $283K
$252KedgeAI estimate $273,496 · range $263K$300K$312K

vs edgeAI estimate

+3.5%

$/sqft vs Sarasota actives

$189 vs $343

Days on market

79 vs 58 typical

Where $189/sqft sits among the 400 Sarasota actives

220 · this home
61
37
33
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Plaza

Map of 3610 NARANJA WAY UNIT 8510 inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Village Plaza — neighborhood snapshot

Population

489

Median age

58

Median income

$81,648

Median home value

$243,100

Avg household

2

Households w/ children

29%

For the school run

Sarasota County School District

ElementaryWilkinson Elementary School★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $283,000 $29K
May 15, 2026Listed at $312,000 · 79 days on market since
1978Built · VILLAGE PLAZA SEC 5

Reality check

What actually sold near 3610 NARANJA WAY UNIT 8510

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3615 PUERTA COURT UNIT 8516Sold · Oct ’25

$310,000

3615 PUERTA COURT UNIT 8516 · same community

2 bd · 2 ba · 1,623 sqft · $191/sqft · 82 DOM

4765 OAK FOREST DRIVE W UNIT 47Sold · Apr ’26

$288,000

4765 OAK FOREST DRIVE W UNIT 47

2 bd · 2 ba · 1,456 sqft · $198/sqft · 98 DOM

4530 MURDOCK AVENUESold · Jan ’26

$430,000

4530 MURDOCK AVENUE

2 bd · 2.5 ba · 1,432 sqft · $300/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3610 NARANJA WAY UNIT 8510 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3610 NARANJA WAY UNIT 8510 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3610 NARANJA WAY UNIT 8510 FAQs

What would the monthly payment be for 3610 NARANJA WAY UNIT 8510?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,810/mo — principal and interest, the actual property-tax bill, the $633/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3610 NARANJA WAY UNIT 8510?+

The association fee works out to $633 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3610 NARANJA WAY UNIT 8510?+

The most recent tax bill on record (2025) was $2,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3610 NARANJA WAY UNIT 8510?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $283,000, this home is listed about 50% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3610 NARANJA WAY UNIT 8510?+

Wilkinson Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $633/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $312,000, now $283,000 — a $29K cut. The full history is in the market section below.

Listing courtesy of MORGANDO REALTY SERVICES, LLC · Gina Morgando. MLS #A4693394.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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