David Ramirez
$635,0006 bd4 ba2,502 sqft$254 /sqft$4,098 /mo all-in ↓

3208 16TH AVE E, PALMETTO, FL, 34221

Active71 days on marketListed May 12, 2026MLS #A4693387

Single Family Residence1160; MISC AC PALMETTO

About this home

3208 16TH AVE E

This unique and versatile property offers the perfect blend of space, convenience, and opportunity! Situated on 2.5 acres of cleared land, this well maintained home has been converted into a duplex, making it ideal for multi-generational living, rental income, or easily converting back into a spacious single-family residence. Featuring a total of 6 bedrooms and 4 bathrooms, this property provides ample living space for large families or investors seeking flexibility. The expansive acreage offers endless possibilities, with plenty of room for RV parking, boat storage, recreational vehicles, or future additions. Conveniently located near shopping centers, schools, and everyday amenities, this home also provides quick and easy access to Interstate highways, making commutes to Sarasota, Tampa, and St. Petersburg a breeze. Whether you’re looking for an income-producing property, a private family retreat, or room to grow, this rare 2.5-acre gem delivers exceptional value, location, and potential. Don’t miss this incredible opportunity to own a property that truly has it all!

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

2,502

Sqft

2.5 ac

Lot size

2

Garage

2007

Year built

One

Levels

$254

Per sqft

Inside

FlooringTile
AppliancesNone
InteriorLiving Room/Dining Room Combo · Other
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$3,280/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,098 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$273
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$4,098/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$273
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$254 vs $206

Days on market

71 vs 55 typical

Where $254/sqft sits among the 400 Palmetto actives

94
149
74 · this home
38
16
29
$126–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Ellenton

Map of 3208 16TH AVE E inside its neighborhood boundary

Get to know Palmetto. See the full Palmetto guide →

West Ellenton — neighborhood snapshot

Population

11,596

Median age

42

Median income

$64,584

Median home value

$212,982

Avg household

3

Households w/ children

929

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

207 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

May 12, 2026Listed at $635,000 · 71 days on market since
2007Built · 1160; MISC AC PALMETTO

Reality check

What actually sold near 3208 16TH AVE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2451 29TH LANE ESold · Jun ’26

$412,999

2451 29TH LANE E

5 bd · 3 ba · 2,350 sqft · $176/sqft · 125 DOM

2509 29TH LANE ESold · Jun ’26

$419,999

2509 29TH LANE E

5 bd · 3 ba · 2,350 sqft · $179/sqft · 230 DOM

2430 29TH LANE ESold · Apr ’26

$409,999

2430 29TH LANE E

5 bd · 3 ba · 2,350 sqft · $174/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3208 16TH AVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3208 16TH AVE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3208 16TH AVE E FAQs

What would the monthly payment be for 3208 16TH AVE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3208 16TH AVE E?+

The most recent tax bill on record (2025) was $3,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palmetto?+

At $635,000, this home is listed about 59% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3208 16TH AVE E?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT KING REALTY · Monica Carrillo. MLS #A4693387.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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