8146 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active79 days on marketListed May 15, 2026MLS #A4693384
About this home
8146 SAINT KITTS CIRCLE
Available for the 2027 Season as well as 2026 off season available with gorgeous waterviews and offering rear western exposure from the large screened lanai with beautiful sunsets! Brand new build detached single family home and newly furnished, 3/2/2 at the desirable Coco Bay Community amenity rich gated community with resort style heated pool, fitness, playground, pickleball and close to many pristine beaches, including Boca Grande, Englewood and Manasota Key, lots of dining options, shopping, downtown Englewood Farmers Market and events on Dearborn Street. Enjoy the spacious kitchen with center island and open layout living room and dining area ideal for relaxing and entertaining. Enjoy your morning coffee or evening cocktail in the large screened in lanai overlooking a beautiful lake and lots of birds and nature.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,635
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$1 vs $240
Days on market
79 vs 59 typical
Where $1/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
180 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8146 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$309,000
8182 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,635 sqft · $189/sqft · 7 DOM
Sold · May ’26$305,000
8146 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,635 sqft · $187/sqft · 88 DOM
Sold · May ’26$315,597
8170 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,635 sqft · $193/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8146 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8146 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8146 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8146 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8146 SAINT KITTS CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $2,400, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 8146 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34224 market on paper
$2,400 is 97% below the ENGLEWOOD 34224 median of $89,000, and at $1/sqft it sits under the Englewood average of $310.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Michele Vena. MLS #A4693384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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