3271 JERSEY STREET, PORT CHARLOTTE, FL, 33948
Active91 days on marketListed May 9, 2026MLS #A4693115
About this home
3271 JERSEY STREET
This property qualifies for a 1% lender credit when using the seller’s preferred lender. Ask for details. Stunning move in ready 3 bedroom, 2 bathroom, 2 car garage home offering 1,548 square feet of beautifully designed living space in a desirable Port Charlotte location. Built with solid concrete block construction, this home experienced no hurricane damage, offering added peace of mind and durability. From the moment you enter, you are welcomed by an open concept layout featuring soaring 9’4” ceilings, elegant tray ceilings in both the great room and primary suite, luxury vinyl plank flooring throughout, granite countertops, stainless steel appliances, and stylish modern finishes. The spacious split floor plan provides comfort and privacy, with the primary suite showcasing dual walk in closets and a beautifully finished ensuite bathroom with double vanities and a tiled walk in shower. The guest bedrooms are generously sized and connected by a convenient Jack and Jill bathroom. Designed for everyday living and entertaining, sliding glass doors lead to an oversized 22x11 covered lanai, creating the perfect outdoor retreat. Conveniently located near golf courses, shopping, dining, boating, fishing, spring training facilities, and some of Southwest Florida’s most beautiful beaches including Siesta Key and Englewood Beach. Builder is offering a complimentary 2/10 extended warranty for added confidence. A perfect blend of quality construction, modern style, and Florida living. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,601
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,624 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,624/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs Port Charlotte actives
$203 vs $208
Days on market
91 vs 60 typical
Where $203/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
184 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 983% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3271 JERSEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
18307 LAKE WORTH BOULEVARD
2 bd · 2 ba · 1,580 sqft · $177/sqft · 68 DOM
Sold · Sep ’25$475,000
17368 SKIPPER LANE
3 bd · 2 ba · 1,640 sqft · $290/sqft · 90 DOM
Sold · Nov ’25$210,000
4420 LARKSPUR COURT
3 bd · 2 ba · 1,641 sqft · $128/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3271 JERSEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3271 JERSEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3271 JERSEY STREET FAQs
What would the monthly payment be for 3271 JERSEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,624/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3271 JERSEY STREET?+
The most recent tax bill on record (2025) was $4,885. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $325,000, this home is listed about 2% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 3271 JERSEY STREET?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Javier Vargas. MLS #A4693115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 3271 JERSEY STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →