3906 BLOOMING HILL LANE, PALM HARBOR, FL, 34684
Active74 days on marketListed May 21, 2026MLS #A4692985
About this home
3906 BLOOMING HILL LANE
Nestled on a quiet cul-de-sac in the highly desirable Lake St. George community, this beautifully updated 4-bedroom home offers the perfect blend of comfort, style, and convenience. Recently renovated throughout, the home’s showstopper is the stunning kitchen remodel featuring new cabinetry, quartz countertops, and stainless-steel appliances. The layout is designed for both everyday living and entertaining, with the spacious kitchen flowing effortlessly into the main living areas filled with natural light. You will love the luxury vinyl plank (LVP) flooring that seamlessly flows throughout the home, creating a modern and cohesive feel. All bathrooms have been tastefully updated with new vanities, tile, and contemporary fixtures, while fresh interior paint and updated lighting add to the home’s bright and inviting atmosphere. The large indoor laundry room and direct access to the spacious 2-car garage add everyday convenience. Step outside to enjoy the spacious backyard and the added privacy that cul-de-sac living provides. Residents of Lake St. George also enjoy recently renovated community amenities where owners can enjoy pickleball, tennis, shooting hoops, and a lovely community pool. The neighborhood also features a scenic community pond and dock, perfect for relaxing and enjoying the Florida lifestyle. Residents love this location for its proximity to schools, downtown Palm Harbor, Tarpon Springs, shopping, dining, parks, and beautiful Gulf Coast beaches. Buyer may be eligible for a grant or down payment assistance for this property.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,126
Sqft
0.2 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,436 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,436/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Palm Harbor actives
$294 vs $261
Days on market
74 vs 42 typical
Where $294/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake St. George
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake St. George — neighborhood snapshot
Population
1,834
Median age
41
Median income
$88,602
Median home value
$343,033
Avg household
3
Households w/ children
251
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3906 BLOOMING HILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$469,000
3924 ORCHARD HILL CIRCLE · same community
3 bd · 2 ba · 1,585 sqft · $296/sqft · 87 DOM
Sold · Dec ’25$440,000
29818 SEACOL STREET
3 bd · 2 ba · 2,093 sqft · $210/sqft · 72 DOM
Sold · Feb ’26$659,000
3444 NORTHRIDGE DRIVE
4 bd · 3 ba · 2,188 sqft · $301/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3906 BLOOMING HILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3906 BLOOMING HILL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3906 BLOOMING HILL LANE FAQs
What would the monthly payment be for 3906 BLOOMING HILL LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,436/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3906 BLOOMING HILL LANE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3906 BLOOMING HILL LANE?+
The most recent tax bill on record (2025) was $7,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3906 BLOOMING HILL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $624,900, this home is listed about 67% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3906 BLOOMING HILL LANE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$624,900 runs 150% above the PALM HARBOR 34684 median — but at 2,126 sqft it's also 45% larger than the typical Palm Harbor listing.
02Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $639,900, now $624,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Debra Briscoe. MLS #A4692985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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