118 9TH STREET N, BRADENTON BEACH, FL, 34217
Active86 days on marketListed May 8, 2026MLS #A4692977
About this home
118 9TH STREET N
Welcome to island living at its finest on beautiful Anna Maria Island! So much remodeled in this 3-bedroom, 2-bath waterfront retreat offering stunning full bay views, a private composite dock with water supply, seawall, and a sparkling saltwater pool with a heater and a cooling system designed for relaxing and entertaining. Tucked away at the end of a paved dead-end street, this property offers privacy, tropical landscaping, mature trees, and the ultimate coastal lifestyle. Inside, the open-concept floor plan features luxury vinyl plank flooring, a dry bar, eating space in the kitchen, updated blinds, and beautifully renovated finishes throughout. The home underwent extensive renovations in 2025 and 2026, with a 2023 shingle roof already in place for peace of mind. Built with concrete exterior construction and stucco on a slab foundation, this property blends durability with modern coastal charm. Best of all, this home is truly turnkey and fully furnished — everything conveys from the furniture, TVs, beds, appliances, washer and dryer, silverware, décor, and coffee makers! Just bring your suitcase and start enjoying island life immediately. Step outside to your private backyard oasis complete with vinyl fencing around the pool area, irrigation system, outdoor grill, small storage shed, and multiple spaces to enjoy the waterfront scenery and coastal breezes. Located with no HOA and no deed restrictions, this property also offers exceptional investment potential with weekly rentals permitted, making it an ideal vacation home, second home, or income-producing property. Public water, public sewer, and central heat and air complete the package. Rarely does a move-in-ready waterfront property with this level of remodeling, furnishings, and rental flexibility become available on Anna Maria Island. Schedule your private showing today and experience the best of Florida Gulf Coast living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,365
Sqft
0.1 ac
Lot size
1952
Year built
One
Levels
$1,560
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,719 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,719/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+123.7%
$/sqft vs MIRA MAR
$1,560 vs $1,330
Days on market
86 vs 47 typical
Where $1,560/sqft sits among the 11 homes for sale in MIRA MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
2 of 11
MIRA MAR have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 9TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$99,700
2715 NE 1ST AVENUE · same community
3 bd · 2 ba · 1,868 sqft · $53/sqft · 120 DOM
Sold · Apr ’26$85,000
2622 NE 1ST AVENUE · same community
2 bd · 1 ba · 814 sqft · $104/sqft · 84 DOM
Sold · May ’26$860,000
1105 GULF DRIVE S UNIT 3
2 bd · 2.5 ba · 1,388 sqft · $620/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 118 9TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 9TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
118 9TH STREET N FAQs
What would the monthly payment be for 118 9TH STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 118 9TH STREET N?+
The most recent tax bill on record (2025) was $15,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton Beach?+
At $2,130,000, this home is listed about 97% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 118 9TH STREET N?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,130,000 runs 70% above the BRADENTON BEACH 34217 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HERRON REAL ESTATE LLC · Jon Jackson. MLS #A4692977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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