David Ramirez
$1,100,000$1,142,2223 bd2 ba2,201 sqft$500 /sqft$7,721 /mo all-in ↓

9266 MIGUE CIRCLE, PORT CHARLOTTE, FL, 33981

Active77 days on marketListed May 13, 2026MLS #A4692953

Reduced $42KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 081

About this home

9266 MIGUE CIRCLE

Located on a premium waterfront lot in South Gulf Cove, this meticulously maintained home is packed with upgrades and desirable features including impact windows and doors, granite countertops throughout, a heated pool, frameless lanai screen (2023), whole-house generator, 500-gallon propane tank, new roof (2023), water filtration system, a mist away system, hardwired security cameras, irrigation system (reclaim water), gutters, and a waterfront fire pit to name just a few. This tip lot (17,068 SqFt) offers panoramic water views of intersecting canals integrated throughout the interior and exterior living spaces. Enjoy stunning sunsets overlooking the widest section of the Zephyr waterway with 163 feet of seawall waterfront. Bring your boat, or plan for a future purchase, with your private dock featuring a 10,000-pound lift plus electric and water already in place. As you arrive at this waterfront oasis, you’ll immediately notice the curb appeal from the wide paver driveway, stonework accents, front porch, and decorative glass double-door entry. Once inside, your attention is instantly drawn to the expansive water views and your outdoor sanctuary visible through multiple sliding glass doors. The zero-corner pocket slider creates a seamless extension into the expansive screened lanai. Throughout the home you’ll find tile flooring, high ceilings, crown molding, recessed lighting, and rounded corners. The living room features a backlit entertainment wall with an electric fireplace, plus a double tray ceiling at 14’2”. Off the living room is the office/den with French doors. The kitchen open to the main living and dining areas features an abundant of soft-close wood cabinets with pullouts, two-tone granite countertops, dark stainless appliances, pendant lighting, backsplash, built-in pantry, and an additional 10-foot coffee bar opposite the oversized island. The primary and guest bedrooms are on opposite sides of the home providing ample space and privacy for all. The primary suite offers a double tray ceiling, lanai access, two walk-in closets with built-ins, additional storage, freestanding soaking tub, dual sinks, oversize walk-in shower, and of course water views. A pocket door closes off the guest quarters, which includes two bedrooms, one with lanai access, and a bathroom that doubles as a pool bath. The laundry room provides extra storage and a sink. The three-car garage accommodates extended-cab vehicles and features an epoxy floor, two side door entrances, a separate storage room, with both the garage and covered lanai having antic insulation. The spacious paver outdoor living area offers both covered and sun-exposed spaces within the screened lanai, creating the perfect setting to enjoy the Florida lifestyle. Whether you’re dining al fresco, entertaining family and friends, watching the game, lounging poolside, or enjoying your morning coffee while watching the wildlife and boaters, this home was truly designed for waterfront living. Step outside the lanai to play cornhole, throw the ball around, relax by the fire pit at the water’s edge or cruise around the waterways while taking in the sunset. An electric hurricane screen on the covered lanai provides added storage protection while out of town. Head out to the beach to change your scenery, visit one of the many local waterfront restaurants, or stop by Publix to pick up supplies, all of which are a short drive away from your Florida waterfront retreat. No CDD or required HOA fee.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,201

Sqft

0.39 ac

Lot size

3

Garage

2017

Year built

One

Levels

$500

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway
ExteriorFire Pit · Irrigation System · Lighting · Misting System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$14,441/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Mini Sewer · Propane · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,721 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$1,203
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,721/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$1,203
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$635KedgeAI estimate $690,892 · range $662K$751K$1.1M

vs edgeAI estimate

+59.2%

$/sqft vs PORT CHARLOTTE SEC 081

$500 vs $293

Days on market

77 vs 56 typical

Where $500/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 081

11
6
6
5
3
4 · this home
$173–227$227–282$282–336$336–391$391–445$445+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 9266 MIGUE CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

17 of 35

PORT CHARLOTTE SEC 081 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2650% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,100,000 $42K
May 13, 2026Listed at $1,142,222 · 77 days on market since
2017Built · PORT CHARLOTTE SEC 081

Reality check

What actually sold near 9266 MIGUE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9572 APPLIN CIRCLESold · May ’26

$520,000

9572 APPLIN CIRCLE · same community

4 bd · 3 ba · 2,234 sqft · $233/sqft · 34 DOM

9533 ARNAZ CIRCLESold · Apr ’26

$575,000

9533 ARNAZ CIRCLE · same community

3 bd · 2 ba · 2,167 sqft · $265/sqft · 156 DOM

9349 ST PAUL DRIVESold · Jan ’26

$520,000

9349 ST PAUL DRIVE · same community

3 bd · 2 ba · 2,141 sqft · $243/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9266 MIGUE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9266 MIGUE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9266 MIGUE CIRCLE FAQs

What would the monthly payment be for 9266 MIGUE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,721/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9266 MIGUE CIRCLE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9266 MIGUE CIRCLE?+

The most recent tax bill on record (2025) was $14,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9266 MIGUE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $1,100,000, this home is listed about 228% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9266 MIGUE CIRCLE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,100,000 runs 2650% above the PORT CHARLOTTE 33981 median — but at 2,201 sqft it's also 34% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,142,222, now $1,100,000 — a $42K cut. The full history is in the market section below.

Listing courtesy of JASON MITCHELL REAL ESTATE FLO · James Tassell, PLLC. MLS #A4692953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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