David Ramirez
$124,900$128,5002 bd1 ba720 sqft$173 /sqft$1,197 /mo all-in ↓

512 IMPERIAL DRIVE, NORTH PORT, FL, 34287

Active69 days on marketListed May 23, 2026MLS #A4692809

Reduced $4KFully furnishedMobile HomeHARBOR COVE

About this home

512 IMPERIAL DRIVE

Fully remodeled, move-in ready cottage in a 55+ WATERFRONT COMMUNITY – LOW $175/MO HOA & NO LOT RENT! Just steps from the clubhouse and pools, in the highly coveted and AFFORDABLE boating community of Harbor Cove offering peaceful Florida living with fantastic waterfront amenities. The community sits along the scenic Myakka River, and residents enjoy access to a 90-slip marina situated directly on a protected canal with an easy 2-minute boat ride out to the river. Boat slips are available for just $300/year, delivering direct navigation down to Charlotte Harbor and the Gulf! All furniture and decor stay, making this a beautifully appointed retreat that blends modern upgrades with vintage charm. The home delivers nearly 1,000 sq. ft. of total usable footprint, combining a pristine interior with a spacious 200 sq. ft. screened lanai. The open kitchen has custom butcher block countertops, deep sink, updated cabinetry, and stainless appliances. The bathroom has also been tastefully renovated with a modern vanity and walk-in shower. The primary bedroom is bright and comfortable, while the flexible second bedroom is perfect for guests or a home office. This home has passed a recent 4-point inspection, comes with a seller-provided Home Warranty, and features extensive upgrades to nearly all major components: a new AC, ductwork and painted driveway (2026); water heater and vapor barrier (2025); siding, 40-ft carport, lanai, and storage shed (2023); membrane roof (2022); and windows, electrical panel, subfloors with 2x4 floor bracing, flooring, and kitchen/bath remodels (2021). The open backyard with partial lake views offers plenty of space to add a large custom deck or patio. Surrounded by tropical foliage, this neighborhood provides daily opportunities for viewing native shorebirds and local wildlife. Enjoy the convenience of boating and fishing right from the community marina, plus full resident access to two heated pools, a hot tub, tennis, pickleball, bocce, a fitness center, and a social calendar. Just moments from pristine Gulf beaches, local dining, shopping, farmers markets, quality healthcare, and MLB spring training stadiums. Call today to view this move-in ready home and secure your place in Harbor Cove!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

720

Sqft

0.09 ac

Lot size

1975

Year built

One

Levels

$173

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesEast
ParkingDriveway · Off Street
ExteriorLighting · Private Mailbox · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$175/mo
Taxes (2025)$863/yr
PetsCats OK, Number Limit, Yes
CommunityCanal Front · Community Boat Ramp · Dock · Fishing · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK

Utilities & systems

UtilitiesFiber Optics · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,197 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$735
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$72
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,372
Interest rate6.00%
Loan term

Estimated payment

$1,197/mo

Principal & interest$735
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$72
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$76KedgeAI estimate $80,452 · range $79K$81K$130K

vs edgeAI estimate

+55.2%

$/sqft vs HARBOR COVE

$173 vs $147

Days on market

69 vs 48 typical

Where $173/sqft sits among the 15 homes for sale in HARBOR COVE

2
3
5
2 · this home
0
3
$74–104$104–135$135–165$165–195$195–225$225+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Cove

Map of 512 IMPERIAL DRIVE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Harbor Cove — neighborhood snapshot

Population

918

Median age

76

Median income

$63,738

Median home value

$172,468

Avg household

2

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

8 of 15

HARBOR COVE have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $124,900 $4K
May 23, 2026Listed at $128,500 · 69 days on market since
1975Built · HARBOR COVE

Reality check

What actually sold near 512 IMPERIAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

517 TAMPICO DRIVESold · Sep ’25

$168,000

517 TAMPICO DRIVE · same community

2 bd · 1.5 ba · 720 sqft · $233/sqft · 109 DOM

354 BLACKBURN BOULEVARDSold · Apr ’26

$85,000

354 BLACKBURN BOULEVARD · same community

2 bd · 2 ba · 672 sqft · $126/sqft · 130 DOM

536 TAMPICO DRIVESold · Jun ’26

$142,500

536 TAMPICO DRIVE · same community

2 bd · 2 ba · 960 sqft · $148/sqft · 202 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 512 IMPERIAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 512 IMPERIAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

512 IMPERIAL DRIVE FAQs

What would the monthly payment be for 512 IMPERIAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,197/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 512 IMPERIAL DRIVE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 512 IMPERIAL DRIVE?+

The most recent tax bill on record (2025) was $863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 512 IMPERIAL DRIVE?+

The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $124,900, this home is listed about 63% below the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 512 IMPERIAL DRIVE?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Kimberly McGrath. MLS #A4692809.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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