David Ramirez
$529,9002 bd2.5 ba1,332 sqft$398 /sqft$3,953 /mo all-in ↓

6157 MIDNIGHT PASS ROAD UNIT F22, SARASOTA, FL, 34242

Active72 days on marketListed May 29, 2026MLS #A4692762

CondominiumBAY OAKS

About this home

6157 MIDNIGHT PASS ROAD UNIT F22

This property is a rare find, featuring two master suites upstairs, each with its own private balcony. The home is tastefully decorated and is being sold Turnkey, making it an excellent opportunity for immediate use or investment. Notably, the property already has a strong track record of rental income with several future bookings already in place. The Bay Oaks community offers a serene setting with mature landscaping and a wide array of amenities, including a heated pool, tennis courts, recreation room and a fishing pier. It also provides the convenience of on-site management and a picnic area with Barbeques for your enjoyment. Located less than a mile from Crescent Beach, the property offers easy access to the world-renowned powdery, quartz sand of Siesta Key, recently ranked as the #4 beach in the world by Tripadvisor in 2025. The area is a premier destination spot. Additionally, the trolley stops directly in front of the complex providing easy transportation to the various dining, shopping and nightlife options Siesta Key is famous for.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,332

Sqft

4.26 ac

Lot size

1974

Year built

Two

Levels

$398

Per sqft

Turnkey

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingGuest
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$5,274/yr
PetsNo
CommunityBay/Harbor Front · Intracoastal Waterway · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$440
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,547
Interest rate6.00%
Loan term

Estimated payment

$3,953/mo

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$440
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$427KedgeAI estimate $506,623 · range $445K$660K$686K

vs edgeAI estimate

+4.6%

$/sqft vs Sarasota actives

$398 vs $344

Days on market

72 vs 62 typical

Where $398/sqft sits among the 400 Sarasota actives

226
57 · this home
34
34
20
29
$158–385$385–612$612–839$839–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 6157 MIDNIGHT PASS ROAD UNIT F22

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

162 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

May 29, 2026Listed at $529,900 · 72 days on market since
1974Built · BAY OAKS

Reality check

What actually sold near 6157 MIDNIGHT PASS ROAD UNIT F22

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6157 MIDNIGHT PASS ROAD UNIT B12Sold · Jun ’26

$440,000

6157 MIDNIGHT PASS ROAD UNIT B12 · same community

2 bd · 2.5 ba · 1,332 sqft · $330/sqft · 136 DOM

6157 MIDNIGHT PASS ROAD UNIT B42Sold · Aug ’25

$400,000

6157 MIDNIGHT PASS ROAD UNIT B42 · same community

2 bd · 2.5 ba · 1,332 sqft · $300/sqft · 86 DOM

6300 MIDNIGHT PASS ROAD UNIT 2Sold · Dec ’25

$800,000

6300 MIDNIGHT PASS ROAD UNIT 2

2 bd · 2 ba · 1,296 sqft · $617/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6157 MIDNIGHT PASS ROAD UNIT F22 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6157 MIDNIGHT PASS ROAD UNIT F22 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6157 MIDNIGHT PASS ROAD UNIT F22 FAQs

What would the monthly payment be for 6157 MIDNIGHT PASS ROAD UNIT F22?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6157 MIDNIGHT PASS ROAD UNIT F22?+

The most recent tax bill on record (2025) was $5,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6157 MIDNIGHT PASS ROAD UNIT F22?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $529,900, this home is listed about 6% below the Sarasota median of $561,785. The market section on this page shows how the area is trending.

Listing courtesy of BECKMANN REAL ESTATE · Josh Beckmann. MLS #A4692762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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