David Ramirez
$739,0003 bd3 ba2,121 sqft$348 /sqft$5,096 /mo all-in ↓

6988 COUNTRY LAKES CIRCLE, SARASOTA, FL, 34243

Active71 days on marketListed May 27, 2026MLS #A4692570

WaterfrontPrivate poolSingle Family ResidenceCOUNTRY LAKES

About this home

6988 COUNTRY LAKES CIRCLE

Rare opportunity to own a beautifully updated lakefront pool home in the private enclave of Country Lakes within the Palm Aire community. Built by respected builder Dan Najjar, this contemporary coastal residence with 3/bedroom and 3/full bath reflects quality craftsmanship and thoughtful design throughout. Recent improvements include: PGT impact windows and sliders (2026), HVAC replacement (2026), widened driveway, added side patio and walkway, fencing, professional landscaping, pool cage repainting and rescreening, interior and exterior painting, renovated kitchen and two secondary bathrooms (2024), LED recessed lighting, removal of popcorn ceilings, updated outlets and switches, wide-plank luxury vinyl flooring, and custom cedar closet systems in the primary suite. Bright interior featuring high ceilings, split-bedroom floor plan, and a refined light color palette. Updated kitchen offering custom cabinetry with soft-close doors and drawers plus integrated storage solutions and expansive quartz countertops. Formal living and dining rooms flow into the great room and kitchen, creating an open and functional layout. A pocket door separates the secondary bedrooms and bath area for additional privacy. The primary suite features sliding doors to the covered lanai, spacious ensuite bath, and two walk-in closets. All three bathrooms offer low-entry showers, and wide doorways throughout the home enhance accessibility and ease of living. Outdoor living spaces are designed for both entertaining and relaxation, with a screened lanai, 24-foot pool, pool bath access, and mature landscaping. A separate fully fenced side yard provides a private, zen-inspired patio retreat. Additional highlights include an oversized 3-car garage, low annual HOA fees, and a location outside of a flood zone. Optional membership at Palm-Aire Country Club includes 36 holes of golf, Har-Tru tennis courts, pickleball, Olympic-size heated pool, fitness center, and clubhouse amenities. Ideally located just off the University Parkway corridor, with easy access to Nathan Benderson Park, Lakewood Ranch, Whole Foods, Fresh Market, Trader Joe’s, and The Mall at University Town Center (UTC), offering premier shopping and dining. Conveniently located near downtown Sarasota’s vibrant arts and cultural attractions, renowned Gulf beaches, and Sarasota-Bradenton International Airport. Available turnkey furnished.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,121

Sqft

0.38 ac

Lot size

3

Garage

1989

Year built

One

Levels

$348

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$40/mo
Taxes (2025)$7,573/yr
PetsYes
CommunityLake · Deed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,096 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property tax — 2025 actual bill$631
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,900
Interest rate6.00%
Loan term

Estimated payment

$5,096/mo

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property taxes (actual bill)$631
HOA / condo fee$40
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $739K
$557KedgeAI estimate $608,817 · range $580K$620K$769K

vs edgeAI estimate

+21.4%

$/sqft vs Sarasota actives

$348 vs $343

Days on market

71 vs 61 typical

Where $348/sqft sits among the 400 Sarasota actives

224 · this home
57
36
34
20
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 6988 COUNTRY LAKES CIRCLE

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34243 — neighborhood snapshot

Population

31,773

Median age

51.4

Median income

$79,799

Median home value

$395,000

Avg household

2.26

Households w/ children

2,313

For the school run

Manatee County School District

HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

May 27, 2026Listed at $739,000 · 71 days on market since
1989Built · COUNTRY LAKES

Reality check

What actually sold near 6988 COUNTRY LAKES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

603 SPECK COURTSold · Apr ’26

$543,200

603 SPECK COURT · same community

4 bd · 2.5 ba · 2,226 sqft · $244/sqft · 5 DOM

15316 WINDING CREEK DRIVESold · Aug ’25

$605,000

15316 WINDING CREEK DRIVE · same community

4 bd · 2 ba · 1,888 sqft · $320/sqft · 8 DOM

14126 LAKE TILDEN BOULEVARDSold · Apr ’26

$1,490,000

14126 LAKE TILDEN BOULEVARD · same community

4 bd · 5 ba · 3,517 sqft · $424/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6988 COUNTRY LAKES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6988 COUNTRY LAKES CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

6988 COUNTRY LAKES CIRCLE FAQs

What would the monthly payment be for 6988 COUNTRY LAKES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,096/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6988 COUNTRY LAKES CIRCLE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6988 COUNTRY LAKES CIRCLE?+

The most recent tax bill on record (2025) was $7,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6988 COUNTRY LAKES CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $739,000, this home is listed about 30% above the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6988 COUNTRY LAKES CIRCLE?+

Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$739,000 runs 127% above the SARASOTA 34243 median — but at 2,121 sqft it's also 25% larger than the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Bernadette Caswell. MLS #A4692570.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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