2213 10TH STREET W, PALMETTO, FL, 34221
Active95 days on marketListed May 5, 2026MLS #A4692520
About this home
2213 10TH STREET W
NO FIXED BRIDGES TO GULF + DEEP WATER CANAL! BOAT DOCK & BOAT LIFT! Bring your vision to life on this exceptional waterfront opportunity in Palmetto. This oversized homesite offers the rare combination of space, location, and direct access to the water—perfect for creating a custom coastal retreat or investment property. PICK YOUR BUILDER! Positioned along a navigable waterway, providing convenient access to the Manatee River and beyond, this property is ideal for boating enthusiasts who want to enjoy fishing, sunset cruises, or quick trips to waterfront dining. With ample lot dimensions, there’s room to design a spacious home, add a pool, and still have space for outdoor living tailored to the Florida lifestyle. The location puts you minutes from the charm of Downtown Palmetto and just across the river from the vibrant energy of Bradenton Riverwalk, where you’ll find parks, restaurants, and year-round events. Easy access to Anna Maria Island means world-class beaches are just a short drive away, while nearby marinas, golf courses, and shopping provide everyday convenience. Whether you’re looking to build your dream waterfront home or secure a prime piece of Florida real estate, this oversized lot delivers on location, lifestyle, and long-term value. COME SEE FOR YOURSELF TODAY!
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Riverside Park Portico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riverside Park Portico — neighborhood snapshot
Population
406
Median age
41
Median income
$96,923
Median home value
$388,200
Avg household
3
Households w/ children
48%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2213 10TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$225,000
311 40TH STREET COURT NW
2 bd · 1 ba · 924 sqft · $244/sqft · 33 DOM
Sold · Sep ’25$500,000
403 29TH STREET NW
2 bd · 1 ba · 927 sqft · $539/sqft · 57 DOM
Sold · Jan ’26$230,000
216 50TH STREET COURT NW
3 bd · 1 ba · 972 sqft · $237/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2213 10TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2213 10TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2213 10TH STREET W FAQs
What would the monthly payment be for 2213 10TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2213 10TH STREET W?+
The most recent tax bill on record (2025) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $340,000, this home is listed about 14% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2213 10TH STREET W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$340,000 is 9% below the PALMETTO 34221 median of $373,690.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $350,000, now $340,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Michael Cook. MLS #A4692520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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